24 Ables Way, Ringgold, GA 30736 Property Records

Catoosa County property record for 24 Ables Way, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 990 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Mar 2026)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0020L046`

Property Details

APN / Parcel Number

Primary APN	`0020L046`
Alternative APN	`30631`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	990 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stone
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	315 sqft
Porch	Slab
Porch Area	315 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30631
Street Address	24 ABLES WAY
City	RINGGOLD
State	GA
Zip	30736-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 46 ROCK BRIDGE PHASE 2
Legal Subdivision	ROCK BRIDGE PHASE 2
Legal Phase	2
Legal Lot Number	46
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

24 Ables Way is owned and occupied by an individual who bought it in March 2026.

Source: Catoosa County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	24 ABLES WAY, RINGGOLD, GA 30736-5665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 5, 2026	Warranty Deed, Transfer UNITED WHOLESALE
Oct 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Oct 17, 2023 · Amount on File
Deed Book / Page	2435 / 427
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	24 ABLES WAY, RINGGOLD, GA 30736-5665
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ABLES WAY, RINGGOLD, GA 30736-5665

Mortgage

Document Number	0023620000000167
Date	Dec 19, 2024
Book Page	0000002362/0000000167
Instrument	2024-007670

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 5, 2026
Property Address	24 ABLES WAY, RINGGOLD, GA 30736-5665
Document Number	0024350427
Book / Page	2435 / 427
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ABLES WAY, RINGGOLD, GA 30736-5665

Mortgage

Document Number	0002435429
Date	Mar 5, 2026
Instrument	2435/429

Lender

Name	UNITED WHOLESALE

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	24 ABLES WAY, RINGGOLD, GA 30736-5665
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	NOT AVAILABLE, LE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 SMITH WILLIAMS RD, RINGGOLD, GA 30736-7556

Mortgage

Document Number	0022990000000339
Date	Oct 17, 2023
Book Page	0000002299/0000000339
Instrument	006632

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.77%
Type Change Date	Nov 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 24 Ables Way was $1,887.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00	$99,397 Land $12,000 Building $87,397	$248,493 Land $30,000 Building $218,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Ables Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Ables Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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