65 Ables Way, Ringgold, GA 30736 Property Records

Catoosa County property record for 65 Ables Way, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,005 sqft · built 2023
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2026)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0020L035`

Property Details

APN / Parcel Number

Primary APN	`0020L035`
Alternative APN	`30620`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,005 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	300 sqft
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30620
Street Address	65 ABLES WAY
City	RINGGOLD
State	GA
Zip	30736-5666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 35 ROCK BRIDGE PHASE 2
Legal Subdivision	ROCK BRIDGE PHASE 2
Legal Phase	2
Legal Lot Number	35
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

65 Ables Way is owned by two individuals who bought it in May 2026.

Source: Catoosa County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9620 ROCK ROSE CT, TOANO, VA 23168-9550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF DADE
May 28, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST HORIZON
May 8, 2026	Special Warranty Deed, Transfer KIAVI FUNDING INC
Nov 21, 2025	Limited Warranty Deed, Foreclosure
Dec 29, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	May 8, 2026 · Amount on File
Deed Document Number	20263633
Deed Book / Page	2450 / 53
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	65 ABLES WAY, RINGGOLD, GA 30736-5666
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 ABLES WAY RD, GA

Mortgage

Document Number	0022960000000063
Date	Sep 25, 2023
Book Page	0000002296/0000000063
Instrument	006144

Lender

Name	BANK OF DADE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 28, 2026
Property Address	65 ABLES WAY, RINGGOLD, GA 30736-5666
Document Number	0000003633
Book / Page	2450 / 53
Instrument Date	May 20, 2026
Instrument	20263633
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9620 ROCK ROSE CT, TOANO, VA 23168-9550

Mortgage

Document Number	0000000363,
Date	May 28, 2026
Book Page	2450/55
Instrument	2026363

Lender

Name	FIRST HORIZON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 8, 2026
Property Address	65 ABLES WAY, RINGGOLD, GA 30736-5666
Document Number	0024460601
Book / Page	2446 / 601
Instrument Date	Mar 31, 2026
Instrument	20263139
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 ABLES WAY, RINGGOLD, GA 30736-5666

Mortgage

Document Number	0000003140,
Date	May 8, 2026
Book Page	2446/604
Instrument	20263140

Lender

Name	KIAVI FUNDING INC

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2027

Interest

Rate	6%
Max Rate	-1%

November 2025: Limited Warranty Deed, Foreclosure

Document Type	Limited Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 21, 2025
Property Address	65 ABLES WAY, RINGGOLD, GA 30736-5666
Document Number	0024180646
Book / Page	2418 / 646
Instrument Date	Nov 18, 2025
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 29, 2023
Property Address	65 ABLES WAY, RINGGOLD, GA 30736-5666
Document Number	0023090217
Book / Page	2309 / 217
Instrument Date	Dec 22, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 ABLES WAY, RINGGOLD, GA 30736-5666

Mortgage

Document Number	0002309236
Date	Dec 29, 2023
Instrument	2309/236

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 65 Ables Way was $1,884, down 7.7% from the year before.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (-7.69%)	$99,239 (+3.68%) Land $12,000 Building $87,239	$248,097 (+3.68%) Land $30,000 Building $218,097
2024	$2,041.00 (+661.57%)	$95,714 (+697.62%) Land $12,000 Building $83,714	$239,286 (+697.62%) Land $30,000 Building $209,286
2023	$268.00	$12,000 Land $12,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 65 Ables Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Ables Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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