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31 1st St, Westerly, RI 02891 Property Records

Westerly Town property record for 31 1st St, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 1,968 sqft · built 1936
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$665,000 (Aug 2020)
Tax Bill$7,166 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jul 2020 Transfer
Flood ZoneZone AE (high risk)
APNWEST M:165 B:143

Property Details

APN / Parcel Number

Primary APNWEST M:165 B:143
Alternative APNs
  • M:165 B:143 L
  • 11026550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
Gross Area2,584 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number11026550
Street Address31 1ST ST
CityWESTERLY
StateRI
Zip02891-5364
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block143
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1071
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:165 B:143

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22 CORTLAND DR, BEDFORD, NH 03110-4224
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MTG SVC
Jul 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleJun 23, 2010 · Amount on Record
Deed Document Number20203936
Deed Book / Page2020 / 17062
Prior Transfer DateJan 08, 2020
Prior Transfer Doc2020-13683
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 25, 2020
Property Address31 1ST ST, WESTERLY, RI 02891-5364
Document Number2020-7062
Book / Page002020 / 017062
Instrument DateAug 24, 2020
Instrument3936
Transaction TypeTransfer
Record UpdatedNov 09, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CORTLAND DR BEDFORD NH 031104224, BEDFORD, NH 03110-4224

Mortgage

Document Number2020-7065
DateAug 25, 2020
Book Page002020/017065
Instrument3937
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJul 13, 2020
Property Address31 1ST ST, WESTERLY, RI 02891-5364
Document Number2020-3683
Book / Page002020 / 013683
Instrument DateJan 08, 2020
Instrument3159
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 1ST ST WESTERLY RI 028915364, WESTERLY, RI 02891-5364

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,166.00 (+4.16%)$1,007,900 (+40.93%) Land $654,600 Building $353,300
2023$6,880.00 (+0.89%)$715,200 (+0.27%) Land $467,600 Building $247,600
2022$6,819.00$713,300 Land $467,600 Building $245,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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