3099 Commerce Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3099 Commerce Ave, Spring Hill, FL 34609 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,110 sqft · built 2017
Lot Size	0.273 acres (11,893 sqft)
Owner	2 Individual Names on File
Last Sale	$204,200 (Oct 2017)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Oct 2017 Sale Jan 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0815-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0815-0150`
Alternative APNs	`00532739` `532739`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	2,110 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,893 sqft (0.273 acres)
Lot Dimensions	125 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	170 sqft
Porch	Open Porch
Porch Area	716 sqft
Deck Area	100 sqft
Patio Area	316 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00532739
Street Address	3099 COMMERCE AVE
City	SPRING HILL
State	FL
Zip	34609-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 815 LOT 15
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	815
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1045
Census Tract	40908

Owner

Source: Hernando County records · APN R32-323-17-5130-0815-0150

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3099 COMMERCE AVE, SPRING HILL, FL 34609-4531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Grant Deed, Subdivision Related Transfer PARAMOUNT TITLE
Jan 26, 2017	Loan Modification, Mortgage · Line of Credit REGIONS BK
Jan 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	201760974
Deed Book / Page	3519 / 1566
Last Transfer Date	Sep 19, 2024
Transfer Doc	0044760767
Record Updated	Jun 08, 2026

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 26, 2017
Property Address	3099 COMMERCE AVE, SPRING HILL, FL 34609-4531
Document Number	0035191566
Book / Page	003519 / 001566
Instrument Date	Oct 23, 2017
Instrument	60974
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2017
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Tax	$1,429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 COMMERCE AVE SPRING HILL FL 346094531, SPRING HILL, FL 34609-4531

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Recording Date	Jan 26, 2017
Property Address	3099 COMMERCE AVE, SPRING HILL, FL 34609-4531
Document Number	0034331779
Book / Page	00343 / 001779
Instrument Date	Jan 17, 2017
Instrument	4632
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	34331779
Date	Jan 26, 2017
Book Page	003433/001779
Instrument	4632

Lender

Name	REGIONS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 12, 2017
Property Address	3099 COMMERCE AVE, SPRING HILL, FL 34609-4531
Document Number	0034300198
Book / Page	003430 / 000198
Instrument Date	Dec 29, 2016
Instrument	1911
Transaction Type	Transfer
Record Updated	Feb 17, 2017

Transaction

Amount	Amount Recorded
Tax	$49.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+25.33%)	$239,511 (+5.99%)	$381,247 (-0.28%) Land $42,815 Building $338,432
2023		$225,982 (+3%) Land $225,982
2022	$2,831.00 Homeowner's exemption	$219,400	$382,322 Land $36,512 Building $345,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, rainfall accumulation, Tropical Storm Debby

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Tillman Global Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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