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3075 Commerce Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3075 Commerce Ave, Spring Hill, FL 34609 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,088 sqft Living Area
Lot Size10,000 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$222,000 (2021)
Tax Bill$3,048.00 (2025)

Property Details

APN / Parcel Number

Primary APNR32-323-17-5130-0815-0120
Alternative APNs
  • 00532702
  • 532702

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,088 sqft Living Area
Gross Area2,064 sqft Gross Area
1st Floor1,088 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2015
Exterior MaterialCombination Exterior
Construction TypeConcrete Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,000 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area532 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
Deck Area96 sqft Deck
Patio Area352 sqft Patio
PorchOpen Porch
Porch Area1,084 sqft Porch
Utility Building96 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00532702
Street Address3075 COMMERCE AVE
CitySPRING HILL
StateFL
Zip34609-4531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 13 BLK 815 LOT 12
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 13
Legal Block815
Legal Lot Number12
JurisdictionHERNANDO FL
Minor Civil DivisionSPRING HILL
Census Blockgroup1
Census Block1045
Census Tract40908

Owner

Source: Hernando County records · APN R32-323-17-5130-0815-0120

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3075 COMMERCE AVE, SPRING HILL, FL 34609-4531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
GOODLEAP LLC
Sep 02, 2021Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleJul 23, 2014 · Amount on Record
Deed Doc Number202166559
Deed Book / Page4050 / 1580
Prior Transfer DateJun 11, 2010
Prior Transfer Doc0027471944
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3075 COMMERCE AVE, SPRING HILL, FL 34609-4531
Transaction TypeMortgage
Record UpdatedSep 26, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3076 COMMERCE AVE, SPRING HILL, FL 34609-4530

Mortgage

Document Number0041681163
DateMay 10, 2022
Book Page4168/1163
Instrument2022036250
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 02, 2021
Property Address3075 COMMERCE AVE, SPRING HILL, FL 34609-4531
Document Number0040501580
Book / Page4050 / 1580
Map ReferenceMB 8 PG 84-100
Instrument DateAug 27, 2021
Instrument2021066559
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5857 CHURCH ST, 5857, THE VILLAGES, FL 32163-5880

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 COMMERCE AVE, SPRING HILL, FL 34609-4531

Mortgage

Document Number40501582
DateSep 02, 2021
Instrument4050/1582
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,048.00 (+29.21%) Homeowner's exemption$204,491 (+4.89%) Land $37,500 Building $166,991$204,491 (+0.8%) Land $37,500 Building $166,991
2023$194,957 (+3%) Land $42,802 Building $152,155
2022$2,359.00 Homeowner's exemption$189,279 Land $25,800 Building $163,479$202,875 Land $32,000 Building $170,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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