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3083 Commerce Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3083 Commerce Ave, Spring Hill, FL 34609 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,088 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2022)
Tax Bill$1,927.00 (2025)

Property Details

APN / Parcel Number

Primary APNR32-323-17-5130-0815-0130
Alternative APNs
  • 00532711
  • 532711

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,088 sqft Living Area
1st Floor1,088 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeConcrete Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width125 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area532 sqft Garage
Patio Area140 sqft Patio
PorchFinished/Screened Porch
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00532711
Street Address3083 COMMERCE AVE
CitySPRING HILL
StateFL
Zip34609-4531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 13 BLK 815 LOT 13
Legal Range18E
Legal Township23S
Legal Section22
Legal SubdivisionSPRING HILL UNIT 13
Legal Block815
Legal Lot Number13
Legal Unit13
JurisdictionHERNANDO FL
Minor Civil DivisionSPRING HILL
Census Blockgroup1
Census Block1045
Census Tract40908

Owner

Source: Hernando County records · APN R32-323-17-5130-0815-0130

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3083 COMMERCE AVE, SPRING HILL, FL 34609-4531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
M & T BANK
Sep 08, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2022 · Amount on Record
Deed SaleSep 08, 2022 · Amount on Record
Prior SaleJun 20, 2012 · Amount on Record
Deed Doc Number2022067581
Deed Book / Page4217 / 1900
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3083 COMMERCE AVE, SPRING HILL, FL 34609-4531
Transaction TypeMortgage
Record UpdatedDec 04, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3083 COMMERCE AVE, SPRING HILL, FL 34609-4531

Mortgage

Document Number0043630157
DateNov 09, 2023
Book Page4363/157
Instrument2023071707
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueOct 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 08, 2022
Property Address3083 COMMERCE AVE, SPRING HILL, FL 34609-4531
Document Number0042171900
Book / Page4217 / 1900
Map ReferenceMB 8 PG 84-100
Instrument DateSep 07, 2022
Instrument2022067581
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3204 GLENBROOK AVE, 3204, SPRING HILL, FL 34608-4121

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3083 COMMERCE AVE, SPRING HILL, FL 34609-4531

Mortgage

Document Number0042171902
DateSep 08, 2022
Instrument4217/1902
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,927.00 (-4.37%) Additional exemption filed$174,424 (+1.26%) Land $37,500 Building $136,924$174,424 (+1.26%) Land $37,500 Building $136,924
2023$172,247 Land $34,325 Building $137,922
2022$2,015.00$172,247 Land $32,000 Building $140,247

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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