3097 Spring Forest Rd, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 3097 Spring Forest Rd, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,560 sqft · built 2022
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$566,500 (Nov 2022)
Tax Bill	$1,058 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01023J0010.000000`

Property Details

APN / Parcel Number

Primary APN	`01023J0010.000000`
Alternative APNs	`5516 45 3593` `115139` `159269`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,560 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	1,870 sqft
Attic	Attic
Attic Area	342 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Lot Width	87 ft Width
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	159269
Street Address	3097 SPRING FOREST RD
City	HARRISBURG
State	NC
Zip	28075-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ-RH
Legal Description	LT 10 ADDISON PARK
Legal Subdivision	ADDISON PARK
Legal Lot Number	10
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2026
Census Tract	41506

Owner

3097 Spring Forest Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3097 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage T2 FINANCIAL LLC
Jun 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GEORGE WEAVER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	202232347
Deed Book / Page	16276 / 127
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0001528949
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 10, 2022
Property Address	3097 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0016276127
Book / Page	16276 / 127
Map Reference	MB 81 PG 67-69
Instrument Date	Nov 10, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 CONCORD PKWY N # N20, 759, CONCORD, NC 28027-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 SPRING FOREST RD, HARRISBURG, NC 28075-0450

Mortgage

Document Number	0162760130
Date	Nov 10, 2022
Instrument	16276-0130

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 29, 2021
Property Address	3097 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0001528949
Book / Page	15289 / 49
Map Reference	MB 81 PG 67-69
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	759 CONCORD PKWY N # 20, 20, CONCORD, NC 28027-6035
Investor	Possibly a Property Investor

Mortgage

Document Number	0001528953
Date	Jun 29, 2021
Instrument	15289/53

Lender

Name	GEORGE WEAVER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jun 30, 2023

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,610 (-) Land $100,000 Building $465,610
2025		$565,610 Land $100,000 Building $465,610
2024			$565,610 (+18.43%) Land $100,000 Building $465,610
2023	$1,058.00	$477,570 Land $90,000 Building $387,570	$477,570 Land $90,000 Building $387,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3097 Spring Forest Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3097 Spring Forest Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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