3092 Spring Forest Rd, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 3092 Spring Forest Rd, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,734 sqft · built 2022
Lot Size	0.154 acres (6,708 sqft)
Owner	Trust Name on File
Last Sale	$442,000 (Dec 2022)
Tax Bill	$1,058 (2023)
Deeds & Mortgages	Mar 2023 Transfer Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01023J0021.000000`

Property Details

APN / Parcel Number

Primary APN	`01023J0021.000000`
Alternative APNs	`5516 45 3791` `115139` `159831` `161855`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,734 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Lot Width	57 ft Width
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	161855
Street Address	3092 SPRING FOREST RD
City	HARRISBURG
State	NC
Zip	28075-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ-RH
Legal Description	LT 21 ADDISON PARK
Legal Subdivision	ADDISON PARK
Legal Lot Number	21
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2026
Census Tract	41506

Owner

3092 Spring Forest Rd is owner-occupied and held in a trust since May 2024.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	Trust Name on File
Mailing Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Intrafamily Transfer, Transfer
Dec 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COGENT BANK
Jul 30, 2021	Warranty Deed, Transfer · Commercial Mortgage WILLIAM JOHN ORR IRA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202234105
Deed Book / Page	16303 / 163
Last Transfer Date	May 31, 2024
Transfer Doc	0016957180
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Mar 16, 2023
Property Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0016410355
Book / Page	16410 / 355
Map Reference	MB 81 PG 67-69
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 7, 2022
Property Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0016303163
Book / Page	16303 / 163
Map Reference	MB 81 PG 67-69
Instrument Date	Dec 7, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 CONCORD PKWY N # N20, N20, CONCORD, NC 28027-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450

Mortgage

Document Number	0163030166
Date	Dec 7, 2022
Instrument	16303-0166

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 30, 2021
Property Address	3092 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0015371238
Book / Page	15371 / 238
Map Reference	MB 81 P 67-69
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 CONCORD PKWY N # N20, 759, CONCORD, NC 28027-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	759 CONCORD PKWY N # 20, 20, CONCORD, NC 28027-6035
Investor	Possibly a Property Investor

Mortgage

Document Number	0015371242
Date	Jul 30, 2021
Instrument	15371/242

Lender

Name	WILLIAM JOHN ORR IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 31, 2022

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,560 (-) Land $100,000 Building $376,560
2025		$476,560 Land $100,000 Building $376,560
2024			$476,560 (+31.33%) Land $100,000 Building $376,560
2023	$1,058.00	$362,860 Land $90,000 Building $272,860	$362,860 Land $90,000 Building $272,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3092 Spring Forest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3092 Spring Forest Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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