3093 Spring Forest Rd, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 3093 Spring Forest Rd, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,875 sqft · built 2020
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Jun 2021)
Tax Bill	$3,887 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01023J0009.000000`

Property Details

APN / Parcel Number

Primary APN	`01023J0009.000000`
Alternative APNs	`5516 45 4565` `146694` `179654` `97657`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,875 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Width	57 ft Width
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	179654
Street Address	3093 SPRING FOREST RD
City	HARRISBURG
State	NC
Zip	28075-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ-RH
Legal Description	LT 9 ADDISON PARK
Legal Subdivision	ADDISON PARK
Legal Lot Number	9
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2026
Census Tract	41506

Owner

3093 Spring Forest Rd is owned and occupied by two individuals who acquired it in July 2025.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · VA Mortgage JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC
Jun 1, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage QUICKEN LOANS LLC
Jan 26, 2021	Deed of Trust, Construction Loan · Construction Mortgage ORR WILLIAM J
Jan 26, 2021	Deed of Trust, Construction Loan · Construction Mortgage ORR WILLIAM J
Dec 10, 2020	Loan Modification, Mortgage OTHER
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Oct 20, 2020 · Amount on File
Deed Book / Page	15217 / 323
Last Transfer Date	Jul 29, 2025
Transfer Doc	0017552199
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jun 11, 2026
Property Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0000013842
Book / Page	18033 / 3
Instrument Date	Jun 8, 2026
Instrument	202613842
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013842,
Date	Jun 11, 2026
Book Page	18033/3
Instrument	202613842

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 1, 2021
Property Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	0015217323
Book / Page	15217 / 323
Map Reference	MB 81 PG 67-69
Instrument Date	Jun 1, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 CONCORD PKWY N # N20, 759, CONCORD, NC 28027-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450

Mortgage

Document Number	0015217326
Date	Jun 1, 2021
Instrument	15217/326

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jan 26, 2021
Property Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	14858237
Book / Page	014858 / 000237
Instrument Date	Jan 26, 2021
Instrument	3389
Transaction Type	Construction Loan
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	759 CONCORD PKWY N CONCORD NC 280276035, CONCORD, NC 28027-6035

Mortgage

Document Number	14858237
Date	Jan 26, 2021
Book Page	014858/000237
Instrument	3389

Lender

Name	ORR WILLIAM J
Address	PO BOX 173859, DENVER, CO 80217-3859

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2022

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jan 26, 2021
Property Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	14858189
Book / Page	014858 / 000189
Instrument Date	Jan 26, 2021
Instrument	3383
Transaction Type	Construction Loan
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	759 CONCORD PKWY N CONCORD NC 280276035, CONCORD, NC 28027-6035

Mortgage

Document Number	14858189
Date	Jan 26, 2021
Book Page	014858/000189
Instrument	3383

Lender

Name	ORR WILLIAM J
Address	PO BOX 173859, DENVER, CO 80217-3859

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2022

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	14741142
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	759 CONCORD PKWY N CONCORD NC 280276035, CONCORD, NC 28027-6035
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 12, 2020
Property Address	3093 SPRING FOREST RD, HARRISBURG, NC 28075-0450
Document Number	14664217
Book / Page	014664 / 000217
Instrument Date	Nov 11, 2020
Instrument	40278
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	759 CONCORD PKWY N #20 CONCORD NC 280276035, 20, CONCORD, NC 28027-6035
Investor	Possibly a Property Investor

Mortgage

Document Number	14664221
Date	Nov 12, 2020
Book Page	014664/000221
Instrument	40279

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,820 (-) Land $100,000 Building $383,820
2025		$483,820 Land $100,000 Building $383,820
2024			$483,820 (+28.75%) Land $100,000 Building $383,820
2023	$3,887.00	$375,770 Land $90,000 Building $285,770	$375,770 Land $90,000 Building $285,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3093 Spring Forest Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3093 Spring Forest Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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