Will County property record for 3096 Charter Dr, Aurora, IL 60503
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,934 sqft · built 1999 |
| Lot Size | 0.15 acres (6,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,500 (Oct 1999) |
| Tax Bill | $9,874 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-05-101-009 |
| Primary APN | 07-01-05-101-009 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Total Area |
| 1st Floor Area | 916 sqft |
| 2nd Floor Area | 1,018 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 6,688 sqft (0.15 acres) |
| Garage Area | 420 sqft |
| Street Address | 3096 CHARTER DR |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60503-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 IN HARBOR SPRINGS UNIT 1, PUD, BEING A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 05 |
| Legal Subdivision | HARBOR SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 880324 |
Source: Will County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3096 CHARTER DR, AURORA, IL 60503-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1999 · Amount on Record |
| Deed Sale | Oct 28, 1999 · Amount on Record |
| Deed Document Number | 1999133036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3096 CHARTER DR, AURORA, IL 60503-5701 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072475 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | R2022072475 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 15, 2032 |
| Rate | 4.75% |
|---|
Source: Will County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Will County |
| County Subdivision | Wheatland Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,874.00 (+18.85%) | ||
| 2024 | $114,906 (+28.4%) Land $23,259 Building $91,647 | $344,718 (+28.4%) Land $69,777 Building $274,941 | |
| 2022 | $8,308.00 Homeowner's exemption | $89,494 Land $19,437 Building $70,057 | $268,482 Land $58,311 Building $210,171 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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