Will County property record for 3095 Charter Dr, Aurora, IL 60503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,591 sqft · built 1998 |
| Lot Size | 0.15 acres (6,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (May 2022) |
| Tax Bill | $7,370 (2025) |
| Deeds & Mortgages | Mar 2026 Sale May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-05-103-006 |
| Primary APN | 07-01-05-103-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,591 sqft Total Area |
| 1st Floor Area | 846 sqft |
| 2nd Floor Area | 745 sqft |
| Basement Area | 872 sqft |
| Unfinished Basement | 872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.15 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3095 CHARTER DR |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60503-5702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 IN HARBOR SPRINGS UNIT 1, PUD, BEING A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 05 |
| Legal Subdivision | HARBOR SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 880324 |
Source: Will County records · APN 07-01-05-103-006
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 12, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 04, 2020 | Intrafamily Transfer, Transfer · Commercial Mortgage DUPACO COMMUNITY CU |
| Jun 08, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Jun 08, 2018 · Amount on Record |
| Deed Document Number | 202237986 |
| Prior Transfer Date | Nov 18, 2020 |
| Prior Transfer Doc | 0000109897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Mar 31, 2026 |
| Property Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Document Number | 0000018490 |
| Map Reference | DOC R96-109374 |
| Instrument Date | Mar 25, 2026 |
| Instrument | R2026018490 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 12, 2022 |
| Property Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Document Number | 0000037986 |
| Instrument Date | Apr 22, 2022 |
| Instrument | R2022037986 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Document Number | 0000037987 |
|---|---|
| Date | May 12, 2022 |
| Instrument | R2022037987 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 04, 2020 |
| Property Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Document Number | 0000109897 |
| Map Reference | DOC R96-109374 |
| Instrument Date | Nov 18, 2020 |
| Instrument | R2020109897 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Document Number | 0000109898 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | R2020109898 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 08, 2018 |
| Property Address | 3095 CHARTER DR, AURORA, IL 60503-5702 |
| Document Number | 0000038812 |
| Instrument Date | May 01, 2018 |
| Instrument | 38812 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $372.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3095 CHARTER DR AURORA IL 605035702, AURORA, IL 60503-5702 |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Will County |
| County Subdivision | Wheatland Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,370.00 (+7.18%) | ||
| 2024 | $6,876.00 (+6.62%) | $94,892 (+27.9%) Land $23,259 Building $71,633 | $284,676 (+27.9%) Land $69,777 Building $214,899 |
| 2022 | $6,449.00 Homeowner's exemption Senior Citizen's exemption | $74,195 Land $19,437 Building $54,758 | $222,585 Land $58,311 Building $164,274 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AURORA serves 183,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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