3088 Charter Dr, Aurora, IL 60503 Property Records

Will County property record for 3088 Charter Dr, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,237 sqft · built 1999
Lot Size	0.15 acres (6,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2019)
Tax Bill	$10,939 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-101-008`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-101-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,237 sqft Total Area
1st Floor Area	1,126 sqft
2nd Floor Area	1,111 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	6,730 sqft (0.15 acres)
Garage Area	425 sqft

Location & Zoning

Street Address	3088 CHARTER DR
City	AURORA
State	IL
Zip	60503-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 IN HARBOR SPRINGS UNIT 1, PUD, BEING A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	1
Legal Lot Number	50
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3002
Census Tract	880324

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3088 CHARTER DR, AURORA, IL 60503-5701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 16, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 10, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	201994036
Record Updated	Oct 29, 2026

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 30, 2019
Property Address	3088 CHARTER DR, AURORA, IL 60503-5701
Document Number	0000094036
Map Reference	DOC R96-109374
Instrument Date	Nov 27, 2019
Instrument	R2019094036
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3088 CHARTER DR, AURORA, IL 60503-5701

Mortgage

Document Number	0000094037
Date	Dec 30, 2019
Instrument	R2019094037

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Jul 16, 2019
Property Address	3088 CHARTER DR, AURORA, IL 60503-5701
Document Number	0000045261
Instrument Date	Jun 26, 2019
Instrument	45261
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$322.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1730 PARK ST #120 NAPERVILLE IL 605632860, 120, NAPERVILLE, IL 60563-2860

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Jun 10, 2019
Property Address	3088 CHARTER DR, AURORA, IL 60503-5701
Document Number	0000035173
Instrument Date	Apr 4, 2019
Instrument	35173
Transaction Type	Foreclosure
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$337.48
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,939.00 (+19.01%)	$139,105 (+9.95%) Land $25,573 Building $113,532	$417,315 (+9.95%) Land $76,719 Building $340,596
2024		$126,517 (+28.61%) Land $23,259 Building $103,258	$379,551 (+28.61%) Land $69,777 Building $309,774
2022	$9,192.00 Homeowner's exemption	$98,370 Land $19,437 Building $78,933	$295,110 Land $58,311 Building $236,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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