San Joaquin County property record for 3095 Soto Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,443 sqft · built 2004 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $413,000 (Nov 2014) |
| Tax Bill | $6,522 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-560-160-000 |
| Primary APN | 238-560-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,443 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,560 sqft (0.105 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-560-16 |
|---|---|
| Street Address | 3095 SOTO CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 238-080-18 PER WESTGATE UNIT NO 3 |
| Legal Subdivision | WESTGATE |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5211 |
3095 Soto Ct is owned and occupied by two individuals who bought it in November 2014.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3095 SOTO CT, TRACY, CA 95377-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on File |
| Deed Sale | Nov 14, 2014 · Amount on File |
| Prior Sale | Sep 28, 2004 · Amount on File |
| Deed Document Number | 2014115180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3095 SOTO CT, TRACY, CA 95377-7983 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3095 SOTO CT, TRACY, CA 95377-7983 |
| Document Number | 0000087272 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 2019-087272 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3095 SOTO CT, TRACY, CA 95377-7983 |
| Document Number | 0000134361 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3095 SOTO CT TRACY CA 953777983, TRACY, CA 95377-7983 |
| Document Number | 0000134361 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 134361 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2047 |
The 2026 property tax bill for 3095 Soto Ct was $6,522 with a homeowner's exemption, down 9.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,522.00 (-9.29%) | ||
| 2025 | $7,190.00 Homeowner's exemption | $496,354 Land $173,722 Building $322,632 | |
| 2023 | $6,584.00 (-1.99%) Homeowner's exemption | $477,081 Land $166,977 Building $310,104 | $689,580 |
| 2022 | $6,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3095 Soto Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3095 Soto Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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