3085 Soto Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 3085 Soto Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,158 sqft · built 2005
Lot Size0.103 acres (4,500 sqft)
Owner2 Company Names on Record
Last Sale$433,000 (Sep 2004)
Tax Bill$7,825 (2026)
Deeds & MortgagesOct 2023 Transfer
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN238-560-150-000

Property Details

APN / Parcel Number

Primary APN238-560-150-000
Alternative APN
  • 238-560-15

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,158 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-560-15
Street Address3085 SOTO CT
CityTRACY
StateCA
Zip95377-7983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15
Legal SubdivisionWESTGATE
Legal Block3
Legal Lot Number15
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3004
Census Tract5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address1301 STONEY CREEK DR, SAN RAMON, CA 94582-5615
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Intrafamily Transfer, Transfer
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2004 · Amount on Record
Deed SaleSep 28, 2004 · Amount on Record
Deed Document Number2004219581
Last Transfer DateAug 22, 2023
Transfer Doc0000084973
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 19, 2023
Property Address3085 SOTO CT, TRACY, CA 95377-7983
Document Number0000084973
Map ReferenceMB 38 PG 10
Instrument DateAug 22, 2023
Instrument2023-084973
Transaction TypeTransfer
Record UpdatedOct 31, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1301 STONEY CREEK DR, SAN RAMON, CA 94582-5615

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3085 SOTO CT, TRACY, CA 95377-7983
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 STONEY CREEK DR, SAN RAMON, CA 94582-5615

Mortgage

Document Number0000108626
DateAug 27, 2020
Instrument2020-108626
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,825.00 (-7.88%)
2025$8,494.00 (+9.33%)$603,001 (+4.04%) Land $179,801 Building $423,200
2023$7,769.00 (-1.43%)$579,587 Land $172,820 Building $406,767$650,250
2022$7,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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