San Joaquin County property record for 3055 Soto Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,443 sqft · built 2004 |
| Lot Size | 0.12 acres (5,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (May 2009) |
| Tax Bill | $4,845 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-560-120-000 |
| Primary APN | 238-560-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,443 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,204 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-560-12 |
|---|---|
| Street Address | 3055 SOTO CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTGATE 03 LOT 12 |
| Legal Subdivision | WESTGATE |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROVIDENT CU |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2009 · Amount on Record |
| Deed Sale | May 15, 2009 · Amount on Record |
| Prior Sale | Sep 29, 2008 · Amount on Record |
| Deed Document Number | 200973349 |
| Last Transfer Date | Mar 16, 2015 |
| Transfer Doc | 0000031620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 17, 2026 |
| Property Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Document Number | 0000084611 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202684611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Document Number | 0000084611, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202684611 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Document Number | 0000008642 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022-008642 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3055 SOTO CT, TRACY, CA 95377-7983 |
| Document Number | 0000165881 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-165881 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 172 Months |
| Due | Feb 1, 2036 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,845.00 (-12.12%) | ||
| 2025 | $5,513.00 (+8.89%) Homeowner's exemption | $350,248 (+4.04%) Land $87,560 Building $262,688 | |
| 2023 | $5,063.00 (-3.16%) Homeowner's exemption | $336,650 Land $84,161 Building $252,489 | $672,840 |
| 2022 | $5,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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