Okaloosa County property record for 3095 Border Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,690 sqft · built 2007 |
| Lot Size | 0.268 acres (11,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (Sep 2018) |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-1084-4 |
| Primary APN | C56-000-599-1084-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,690 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 2,690 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,662 sqft (0.268 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3095 BORDER CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKE ESTATES PH II LOT 15 BLK E |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | BROOKE ESTATES |
| Legal Phase | 2 |
| Legal Block | E |
| Legal Lot Number | 15 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3095 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Intrafamily Transfer, Transfer · VA Mortgage TRUIST BANK |
| Sep 7, 2018 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Prior Sale | Jan 16, 2008 · Amount on Record |
| Deed Document Number | 20183230954 |
| Deed Book / Page | 3366 / 2897 |
| Last Transfer Date | Feb 24, 2021 |
| Transfer Doc | 0003435961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 8, 2021 |
| Property Address | 3095 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0035303447 |
| Book / Page | 3530 / 3447 |
| Map Reference | MB 22 PG 46 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 3435961 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3095 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0035303449 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 3530/3449 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 7, 2018 |
| Property Address | 3095 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0033662897 |
| Book / Page | 3366 / 2897 |
| Map Reference | MB22 PG46 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 3230954 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | THE MAIN STREET LAND TITLE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 533 W MOSSYLEAF DR SW, 533, HUNTSVILLE, AL 35824-4057 |
| Name | Verified Name |
|---|---|
| Address | 3095 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0003230955 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 3230955 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 (+6.4%) Homeowner's exemption Veteran's exemption | $230,795 (+5.99%) | $309,454 (-7.67%) Land $38,922 Building $270,532 |
| 2023 | $1,812.00 (+2.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $217,758 (+3%) | $335,173 (+6.64%) Land $33,068 Building $302,105 |
| 2022 | $1,767.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $211,416 | $314,292 Land $30,905 Building $283,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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