Okaloosa County property record for 3092 Border Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,503 sqft · built 2006 |
| Lot Size | 0.267 acres (11,661 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,000 (Apr 2022) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-1118-0 |
| Primary APN | C56-000-599-1118-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,503 sqft Heated Area |
| Gross Area | 2,090 sqft |
| 1st Floor Area | 1,503 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,661 sqft (0.267 acres) |
| Garage Type | Finished |
| Garage Area | 429 sqft |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3092 BORDER CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKE ESTATES PH II LOT 17 BLK F |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | BROOKE ESTATES |
| Legal Phase | 2 |
| Legal Block | F |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3092 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2012 · Amount on Record |
| Deed Document Number | 3544415 |
| Deed Book / Page | 3617 / 3875 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 3092 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0036173875 |
| Book / Page | 3617 / 3875 |
| Map Reference | MB 22 PG 46 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 3544415 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,939.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3955 INDIAN MOUND RD, 3955, CRESTVIEW, FL 32539-9782 |
| Name | Verified Name |
|---|---|
| Address | 3092 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0036173877 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 3617/3877 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3092 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3092 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0035531094 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 3553/1094 |
| Instrument | 3463182 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,065.00 (-5.88%) | $203,955 (-5.86%) Land $38,922 Building $165,033 | $203,955 (-5.86%) Land $38,922 Building $165,033 |
| 2023 | $2,194.00 (+118.96%) | $216,652 (+63.08%) Land $33,068 Building $183,584 | $216,652 (+6.66%) Land $33,068 Building $183,584 |
| 2022 | $1,002.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $132,852 | $203,118 Land $30,905 Building $172,213 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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