Okaloosa County property record for 3098 Border Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,456 sqft · built 2009 |
| Lot Size | 0.268 acres (11,652 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Aug 2025) |
| Tax Bill | $3,011 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-1121-4 |
| Primary APN | C56-000-599-1121-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 3,447 sqft |
| 1st Floor Area | 2,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,652 sqft (0.268 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 74 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3098 BORDER CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKE ESTATES PH II LOT 20 BLK F |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | BROOKE ESTATES |
| Legal Phase | 2 |
| Legal Block | F |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3098 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU |
| Apr 30, 2020 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG |
| Mar 29, 2018 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 20253768291 |
| Prior Transfer Date | May 13, 2013 |
| Prior Transfer Doc | 0031003720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3098 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3098 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0036340277 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 3634/277 |
| Instrument | 3566316 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3098 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0034612226 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3098 BORDER CREEK RD CRESTVIEW FL 325399022, CRESTVIEW, FL 32539-9022 |
| Document Number | 0034612226 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 003461/002226 |
| Instrument | 3357516 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 3098 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0033432655 |
| Book / Page | 3343 / 2655 |
| Map Reference | MB22 PG46 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 3197561 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | THE MAIN STREET LAND TITLE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1365, CRESTVIEW, FL 32536-1365 |
| Name | Verified Name |
|---|---|
| Address | 3098 BORDER CREEK RD, CRESTVIEW, FL 32539-9022 |
| Document Number | 0003197562 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 3197562 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,011.00 (+65.44%) | $303,439 (+42.09%) Land $38,922 Building $264,517 | $303,439 (-7.72%) Land $38,922 Building $264,517 |
| 2023 | $1,820.00 (+3.29%) Homeowner's exemption | $213,548 (+3.71%) | $328,818 (+8.84%) Land $33,068 Building $295,750 |
| 2022 | $1,762.00 Homeowner's exemption | $205,913 | $302,125 Land $30,905 Building $271,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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