Maricopa County property record for 3024 E Cotton Ln, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,784 sqft · built 2002 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,220 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2024 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-14-912 |
| Primary APN | 304-14-912 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 2,784 sqft |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 10,200 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 176 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3024 E COTTON LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-6393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HIGLEY GROVES WEST MCR 510-15 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 10 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | HIGLEY GROVES WEST |
| Legal Lot Number | 338 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 422656 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHWEST HERITAGE BANK |
| Feb 21, 2024 | Warranty Deed, Transfer |
| Jul 31, 2018 | Deed of Trust, Mortgage FREEDOM DREAM LLC |
| Dec 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage JACKSON ENSIGN DEVELOPMENT CO LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2013 |
| Deed Sale | Dec 27, 2013 |
| Prior Sale | Apr 20, 2010 · Amount on Record |
| Deed Document Number | 2013-1089670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Investor | Possibly a Property Investor |
| Document Number | 0000557922 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 20250557922 |
| Name | SOUTHWEST HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSDALE, AZ 85255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 21, 2024 |
| Property Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Document Number | 0000087235 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 20240087235 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000578093 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 20180578093 |
| Name | FREEDOM DREAM LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MESA, AZ 85203 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001002012 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 20191002012 |
| Name | JACKSON ENSIGN DEVELOPMENT CO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MESA, AZ 85203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3024 E COTTON LN, GILBERT, AZ 85234-6393 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000665807 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 20190665807 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | MESA, AZ 85203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,880 (+1.43%) | $658,800 (+1.43%) Land $131,700 Building $527,100 | |
| 2025 | $3,220.00 (+3.94%) | ||
| 2024 | $64,950 | $649,500 Land $129,900 Building $519,600 | |
| 2023 | $3,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Oct 2025 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
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