3094 Cobblestone St, Florence, SC 29506 Property Records

Florence County property record for 3094 Cobblestone St, Florence, SC 29506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1920
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00206-01-032`

Property Details

APN / Parcel Number

Primary APN	`00206-01-032`
Alternative APN	`15013921`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Street Address	3094 COBBLESTONE ST
City	FLORENCE
State	SC
Zip	29506-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE LT 12 PT11
Legal Lot Number	12
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	300

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 100, EFFINGHAM, SC 29541-0100
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit DEDICATED COMMUNITY BANK
Apr 6, 2026	Deed, Transfer · Conventional Mortgage AFFINITY FEDERAL CREDIT UNION
Jun 14, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 10, 2022
Transfer Doc	0000009011
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3094 COBBLESTONE ST, FLORENCE, SC 29506-8546
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3094 COBBLESTONE ST, FLORENCE, SC 29506-8546

Mortgage

Document Number	0010791809
Date	Dec 14, 2023
Book Page	1079/1809
Instrument	2023037968

Lender

Name	DEDICATED COMMUNITY BANK
Type	Bank
Address	DARLINGTON, SC 29532

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 8, 2024

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Apr 6, 2026
Property Address	3094 COBBLESTONE ST, FLORENCE, SC 29506-8546
Document Number	0000004299
Book / Page	1208 / 206
Instrument Date	Apr 2, 2026
Instrument	20264299
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,798.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3094 COBBLESTONE ST, FLORENCE, SC 29506-8546

Mortgage

Document Number	0000004300,
Date	Apr 6, 2026
Instrument	20264300

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLORENCE SC
Recording Date	Jun 14, 2022
Property Address	2940 BATTERY PARK DR # 12, 12, FLORENCE, SC 29506-8551
Document Number	0009980531
Book / Page	998 / 531
Map Reference	MB 62 PG 471
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, EFFINGHAM, SC 29541-0100

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00 (+681.21%)	$2,790 (-99.87%) Land $756 Building $2,034	$69,754 (-98.7%) Land $18,900 Building $50,854
2023	$165.00 (+931.25%) Homeowner's exemption	$2,154,495 (+99,922.98%) Land $756,000 Building $1,398,495	$5,386,239 (+9,900.07%) Land $1,890,000 Building $3,496,239
2022	$16.00 Homeowner's exemption	$2,154 Land $756 Building $1,398	$53,862 Land $18,900 Building $34,962

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobblestone St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures