3089 Cobblestone St, Florence, SC 29506 Property Records

Florence County property record for 3089 Cobblestone St, Florence, SC 29506

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2026)
Tax Bill	$391 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00206-01-052`

Property Details

APN / Parcel Number

Primary APN	`00206-01-052`
Alternative APN	`15011352`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	3089 COBBLESTONE ST
City	FLORENCE
State	SC
Zip	29506-8547
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CHARLESTOWNE P#II L#30
Legal Lot Number	30
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2016
Census Tract	300

Owner

Source: Florence County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3089 COBBLESTONE ST, FLORENCE, SC 29506-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GOULD MTG
Mar 31, 2022	Contract Sale, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	202610286
Deed Book / Page	1229 / 1265
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 29, 2026
Property Address	3089 COBBLESTONE ST, FLORENCE, SC 29506-8547
Document Number	0000010286
Book / Page	1229 / 1265
Instrument Date	Jul 27, 2026
Instrument	202610286
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 COBBLESTONE ST, FLORENCE, SC 29506-8547

Mortgage

Document Number	0000010287,
Date	Jul 29, 2026
Book Page	1229/1270
Instrument	202610287

Lender

Name	GOULD MTG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2041

Interest

Rate	5.81%
Max Rate	-1%

March 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	FLORENCE SC
Recording Date	Mar 31, 2022
Property Address	3089 COBBLESTONE ST, FLORENCE, SC 29506-8547
Document Number	0009841856
Book / Page	984 / 1856
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 100, EFFINGHAM, SC 29541-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 COBBLESTONE ST, FLORENCE, SC 29506-8547

Mortgage

Date	Mar 31, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$391.00 (+86.19%)	$756 (-99.9%) Land $756	$18,900 (-99%) Land $18,900
2023	$210.00 (-42.62%)	$756,000 (+104,9%) Land $756,000	$1,890,000 (+10,4%) Land $1,890,000
2022	$366.00	$720 Land $720	$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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