3085 Cobblestone St, Florence, SC 29506 Property Records

Florence County property record for 3085 Cobblestone St, Florence, SC 29506

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (May 2020)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00206-01-053`

Property Details

APN / Parcel Number

Primary APN	`00206-01-053`
Alternative APN	`15011353`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	3085 COBBLESTONE ST
City	FLORENCE
State	SC
Zip	29506-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE PH II LT31
Legal Subdivision	CHARLESTOWNE SUBDIVISION
Legal Lot Number	31
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2016
Census Tract	300

Owner

Source: Florence County assessment roll, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 11, 2018	Deed of Trust, Mortgage DEDICATED COMMUNITY BANK
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG
Feb 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Book / Page	855 / 324
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Jun 2, 2026
Property Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Document Number	0000007298
Book / Page	1219 / 32
Instrument Date	Apr 13, 2026
Instrument	20267298
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547

Mortgage

Document Number	0000007298,
Date	Jun 2, 2026
Book Page	1219/32
Instrument	20267298

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547

Mortgage

Document Number	0010240087
Date	Dec 5, 2022
Book Page	1024/87
Instrument	2022-00017129

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2062

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547

Mortgage

Document Number	0010720287
Date	Oct 16, 2023
Book Page	1072/287
Instrument	2023-00013302

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	470 Months
Due	Dec 1, 2062

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007410332
Date	Apr 11, 2018
Book Page	741/0332

Lender

Name	DEDICATED COMMUNITY BANK
Type	Bank
Address	DARLINGTON, SC 29532

Agreement

Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	May 29, 2020
Property Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Document Number	0000006824
Book / Page	000855 / 000324
Instrument Date	May 27, 2020
Instrument	6824
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COBBLESTONE ST FLORENCE SC 295068547, FLORENCE, SC 29506-8547

Mortgage

Document Number	6825
Date	May 29, 2020
Book Page	000855/000329
Instrument	6825

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 1, 2019
Property Address	3085 COBBLESTONE ST, FLORENCE, SC 29506-8547
Document Number	0000001212
Book / Page	000781 / 001663
Instrument Date	Jan 31, 2019
Instrument	1212
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$103.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12586 FLORENCE SC 295042586, FLORENCE, SC 29504-2586

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (-6.44%)	$3,302 (-99.56%) Land $756 Building $2,546	$18,900 (-99%) Land $18,900
2023	$1,833.00 (+9.24%) Additional exemption filed	$756,000 (+99,9%) Land $756,000	$1,890,000 (+9,9%) Land $1,890,000
2022	$1,678.00 Additional exemption filed	$756 Land $756	$18,900 Land $18,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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