3093 Co Rd 31, Waterloo, IN 46793 Property Records

DeKalb County property record for 3093 Co Rd 31, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,688 sqft · built 1970
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$127,900 (Jan 2018)
Tax Bill	$898 (2025)
Deeds & Mortgages	Jan 2018 Transfer Jan 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`17-06-09-100-002.000-007`

Property Details

APN / Parcel Number

Primary APN	`17-06-09-100-002.000-007`
Alternative APN	`050609100002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	2,688 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	050609100002
Street Address	3093 COUNTY ROAD 31
City	WATERLOO
State	IN
Zip	46793-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W PT NW1/4 SECTION 9 TWP 34 RANGE 13 ACRES 2.5000
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3026
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3093 COUNTY ROAD 31, WATERLOO, IN 46793-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	2018345
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	201800344
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 17, 2018
Property Address	3093 COUNTY ROAD 31, WATERLOO, IN 46793-9535
Document Number	201800344
Instrument Date	Dec 19, 2017
Instrument	201800344
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 COUNTY ROAD 31, WATERLOO, IN 46793-9535

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 17, 2018
Property Address	3093 COUNTY ROAD 31, WATERLOO, IN 46793-9535
Document Number	201800345
Instrument Date	Jan 10, 2017
Instrument	201800345
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800346
Date	Jan 17, 2018
Instrument	201800346

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (-1.32%)	$176,000 (+3.17%) Land $41,000 Building $135,000	$176,000 (+3.17%) Land $41,000 Building $135,000
2024	$910.00 (+4%)	$170,600 (+2.59%) Land $41,000 Building $129,600	$170,600 (+2.59%) Land $41,000 Building $129,600
2023	$875.00 (+1.27%)	$166,300 (+12.06%) Land $39,400 Building $126,900	$166,300 (+12.06%) Land $39,400 Building $126,900
2022	$864.00	$148,400 Land $34,300 Building $114,100	$148,400 Land $34,300 Building $114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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