DeKalb County property record for 2974 Co Rd 31, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,288 sqft · built 1991 |
| Lot Size | 78.9 acres (3,438,321 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,618 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-08-200-005.000-007 |
| Primary APN | 17-06-08-200-005.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,438,321 sqft (78.9 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050608200005 |
|---|---|
| Street Address | 2974 COUNTY ROAD 31 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E PT NE1/4 SECTION 8 TWP 34 RANGE 13 ACRES 78.933 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 20200 |
2974 Co Rd 31, a rural home, is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2974 COUNTY ROAD 31, WATERLOO, IN 46793-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2974 Co Rd 31 was $4,618, up 7.6% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,618.00 (+7.57%) | $512,700 (+1.32%) Land $184,800 Building $327,900 | $512,700 (+1.32%) Land $184,800 Building $327,900 |
| 2024 | $4,293.00 (+5.38%) | $506,000 (+7.5%) Land $178,400 Building $327,600 | $506,000 (+7.5%) Land $178,400 Building $327,600 |
| 2023 | $4,074.00 (+12.26%) | $470,700 (+16.19%) Land $154,300 Building $316,400 | $470,700 (+16.19%) Land $154,300 Building $316,400 |
| 2022 | $3,629.00 | $405,100 Land $127,200 Building $277,900 | $405,100 Land $127,200 Building $277,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2974 Co Rd 31 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2974 Co Rd 31 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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