3039 Co Rd 31, Waterloo, IN 46793 Property Records

DeKalb County property record for 3039 Co Rd 31, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,743 sqft · built 2002
Lot Size	4.24 acres (184,999 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-06-09-100-013.000-007`

Property Details

APN / Parcel Number

Primary APN	`17-06-09-100-013.000-007`
Alternative APN	`050609100013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,743 sqft Living Area
1st Floor Area	2,743 sqft
Attic	Attic
Attic Area	675 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Asphalt
Lot Area	184,999 sqft (4.24 acres)
Terrain	High
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	050609100013
Street Address	3039 COUNTY ROAD 31
City	WATERLOO
State	IN
Zip	46793-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL RUN SECTION I LOT 2 ACRES 4.247
Legal Subdivision	QUAIL RUN ADD SEC I
Legal Lot Number	2
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3014
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3039 COUNTY ROAD 31, WATERLOO, IN 46793-9535
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THREE RIVERS FCU
Jun 17, 2022	Intrafamily Transfer, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Deed Document Number	20223775
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0202203774
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Jun 17, 2022
Property Address	3039 COUNTY ROAD 31, WATERLOO, IN 46793-9535
Document Number	0202203775
Map Reference	MB 10 PG 37
Instrument Date	Jun 7, 2022
Instrument	202203775
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3039 COUNTY ROAD 31, WATERLOO, IN 46793-9535

Mortgage

Document Number	0202203776
Date	Jun 17, 2022
Instrument	202203776

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Jun 17, 2022
Property Address	3039 COUNTY ROAD 31, WATERLOO, IN 46793-9535
Document Number	0202203774
Map Reference	PL 10 PG 37
Instrument Date	Jun 7, 2022
Instrument	202203774
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 COUNTY ROAD 31, WATERLOO, IN 46793-9535

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,067.00 (-5.57%)	$328,000 (+0.09%) Land $55,900 Building $272,100	$328,000 (+0.09%) Land $55,900 Building $272,100
2024	$2,189.00 (+3.5%)	$327,700 (+2.73%) Land $55,900 Building $271,800	$327,700 (+2.73%) Land $55,900 Building $271,800
2023	$2,115.00 (-1.9%)	$319,000 (+12.17%) Land $53,700 Building $265,300	$319,000 (+12.17%) Land $53,700 Building $265,300
2022	$2,156.00	$284,400 Land $46,700 Building $237,700	$284,400 Land $46,700 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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