Okaloosa County property record for 3087 Border Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,342 sqft · built 2006 |
| Lot Size | 0.268 acres (11,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Feb 2022) |
| Tax Bill | $2,817 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-1080-2 |
| Primary APN | C56-000-599-1080-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 2,342 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,662 sqft (0.268 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3087 BORDER CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKE ESTATES PH II LOT 11 BLK E |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | BROOKE ESTATES |
| Legal Phase | 2 |
| Legal Block | E |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RBC BANK (GEORGIA) NA |
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 16, 2022 | Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2006 · Amount on Record |
| Deed Document Number | 20223527182 |
| Deed Book / Page | 3604 / 3515 |
| Last Transfer Date | Jun 22, 2022 |
| Transfer Doc | 0003559731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0036481565 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 3648/1565 |
| Instrument | 3586738 |
| Name | RBC BANK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0003775177 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 3775177 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 16, 2022 |
| Property Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0036043515 |
| Book / Page | 3604 / 3515 |
| Map Reference | MB 22 PG 46 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 3527182 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 WYCH CIR, 401, CRESTVIEW, FL 32536-2264 |
| Name | Verified Name |
|---|---|
| Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3087 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0032850847 |
| Book / Page | 003285 / 000847 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 PATRICK DR BILOXI MS 395316110, BILOXI, MS 39531-6110 |
| Document Number | 0032850847 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 003285/000847 |
| Instrument | 3114465 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,817.00 (-7.7%) | $282,961 (-7.45%) Land $38,922 Building $244,039 | $282,961 (-7.45%) Land $38,922 Building $244,039 |
| 2023 | $3,052.00 (+15.78%) | $305,744 (+8.28%) Land $33,068 Building $272,676 | $305,744 (+8.28%) Land $33,068 Building $272,676 |
| 2022 | $2,636.00 | $282,359 Land $30,905 Building $251,454 | $282,359 Land $30,905 Building $251,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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