3090 SE 45th St, Ocala, FL 34480 Property Records

Marion County property record for 3090 SE 45th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,146 sqft · built 1997
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Trust Names on File
Last Sale	$295,000 (Jun 2019)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Sep 2020 Transfer Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3142-185-001`

Property Details

APN / Parcel Number

Primary APN	`3142-185-001`
Alternative APNs	`1838151000` `1838151`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	3,647 sqft
1st Floor Area	2,146 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	205 ft deep x 266 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	246 sqft
Porch	Vinyl Porch
Porch Area	56 sqft
Patio Area	246 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3090 SE 45TH ST
City	OCALA
State	FL
Zip	34480-5783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 34 TWP 15 RGE 22 PLAT BOOK B PAGE 222 FLORIDA ORANGE GROVE E 1/2 OF LOT 185
Legal Range	22E
Legal Township	15S
Legal Section	34
Legal Subdivision	FLORIDA ORANGE GROVE
Legal Lot Number	185
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1013
Census Tract	2302

Owner

3090 SE 45th St is owner-occupied and held in a trust since August 2020.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3090 SE 45TH ST, OCALA, FL 34480-5783
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit LIVE OAK BKG
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Document Number	201956452
Deed Book / Page	6977 / 1588
Last Transfer Date	Aug 28, 2020
Transfer Doc	0072591949
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Sep 1, 2020
Property Address	3090 SE 45TH ST, OCALA, FL 34480-5783
Document Number	0072591949
Book / Page	007259 / 001949
Instrument Date	Aug 28, 2020
Instrument	91132
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3090 NE 45TH ST OCALA FL 34480, OCALA, FL 34480

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3090 SE 45TH ST, OCALA, FL 34480-5783
Document Number	0070850146
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 SE 45TH ST OCALA FL 344808483, OCALA, FL 34480-8483

Mortgage

Document Number	0070850146
Date	Nov 25, 2019
Book Page	007085/000146
Instrument	124006

Lender

Name	LIVE OAK BKG
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 24, 2029

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 3, 2019
Property Address	3090 SE 45TH ST, OCALA, FL 34480-5783
Document Number	0069771588
Book / Page	006977 / 001588
Instrument Date	May 23, 2019
Instrument	56452
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3090 SE 45TH ST OCALA FL 344805783, OCALA, FL 34480-5783

Mortgage

Document Number	69771589
Date	Jun 3, 2019
Book Page	006977/001589
Instrument	56453

Lender

Name	FLORIDA CTRL CU
Type	Credit Union
Address	TAMPA, FL 33609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3090 SE 45th St was $4,261 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00 Homeowner's exemption	$284,264	$353,547 Land $57,500 Building $296,047
2023	$3,897.00 (+2.74%) Homeowner's exemption	$268,207 (+3%) Land $52,500 Building $215,707	$353,010 (+7.81%) Land $52,500 Building $300,510
2022	$3,793.00 Homeowner's exemption	$260,395	$327,446 Land $56,250 Building $271,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3090 SE 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3090 SE 45th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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