309 W 3rd St, Alta, IA 51002 Property Records

Buena Vista County property record for 309 W 3rd St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,226 sqft · built 1994
Lot Size	0.203 acres (8,861 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Dec 2025)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-109-003`

Property Details

APN / Parcel Number

Primary APN	`09-26-109-003`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,226 sqft Living Area
Basement Area	1,226 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,226 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,861 sqft (0.203 acres)
Lot Dimensions	75 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	256 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	309 W 3RD ST
City	ALTA
State	IA
Zip	51002-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D W 1/2 NW W 1/2 LOT 17
Legal Subdivision	AUDITORS SUBDIVISION
Legal Lot Number	17
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2011
Census Tract	960600

Owner

309 W 3rd St is owned and occupied by two individuals who bought it in December 2025.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 W 3RD ST, ALTA, IA 51002-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Mar 18, 2022 · Amount on File
Deed Document Number	20252728
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 9, 2025
Property Address	309 W 3RD ST, ALTA, IA 51002-1309
Document Number	0000252728
Instrument Date	Dec 8, 2025
Instrument	252728
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 W 3RD ST, ALTA, IA 51002-1309

Mortgage

Document Number	0000252729
Date	Dec 9, 2025
Instrument	252729

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 309 W 3rd St was $2,994, down 6.7% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,300 (+8.4%) Land $25,500 Building $193,800	$219,300 (+8.4%) Land $25,500 Building $193,800
2025	$2,994.00 (-6.67%)	$202,310 Land $14,560 Building $187,750	$202,310 Land $14,560 Building $187,750
2024	$3,208.00
2023		$202,310 (+28.92%) Land $14,560 Building $187,750	$202,310 Land $14,560 Building $187,750
2022	$2,504.00 Homeowner's exemption	$156,930 Land $14,560 Building $142,370
2021			$156,930 Land $14,560 Building $142,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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