402 W 3rd St, Alta, IA 51002 Property Records

Buena Vista County property record for 402 W 3rd St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,360 sqft · built 1912
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Aug 2013)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-151-004`

Property Details

APN / Parcel Number

Primary APN	`09-26-151-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	936 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	140 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	402 W 3RD ST
City	ALTA
State	IA
Zip	51002-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. C&F S/D LOT 18 AUD S/D W1/2 NW LOT 4
Legal Subdivision	C&F S/D
Legal Lot Number	4,18
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2027
Census Tract	960600

Owner

402 W 3rd St is owned and occupied by an individual who bought it in August 2013.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	402 W 3RD ST, ALTA, IA 51002-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Deed Document Number	20132420
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	402 W 3RD ST, ALTA, IA 51002-1312
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171660
Date	Jul 14, 2017
Instrument	171660

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 W 3rd St was $1,512 with a homeowner's exemption, down 7.2% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,800 (+7.8%) Land $23,900 Building $97,900	$121,800 (+7.8%) Land $23,900 Building $97,900
2025	$1,512.00 (-7.24%) Homeowner's exemption	$112,990 Land $13,670 Building $99,320	$112,990 Land $13,670 Building $99,320
2024	$1,630.00
2023		$112,990 (+29.35%) Land $13,670 Building $99,320	$112,990 Land $13,670 Building $99,320
2022	$1,358.00 Homeowner's exemption	$87,350 Land $13,670 Building $73,680
2021			$87,350 Land $13,670 Building $73,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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