207 W 3rd St, Alta, IA 51002 Property Records

Buena Vista County property record for 207 W 3rd St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,116 sqft · built 1966
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on File
Last Sale	$103,500 (Jun 2019)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-26-110-006`

Property Details

APN / Parcel Number

Primary APN	`09-26-110-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	1,116 sqft
Finished Basement	525 sqft
Unfinished Basement	1,116 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	60 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	207 W 3RD ST
City	ALTA
State	IA
Zip	51002-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-11 ALTA CORP. E 1/2
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2012
Census Tract	960600

Owner

207 W 3rd St is owned and occupied by two individuals who bought it in June 2019.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 W 3RD ST, ALTA, IA 51002-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jun 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Deed Document Number	20191402
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	207 W 3RD ST, ALTA, IA 51002-1307
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202891
Date	Oct 9, 2020
Instrument	202891

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jun 14, 2019
Property Address	207 W 3RD ST, ALTA, IA 51002-1307
Document Number	191402
Instrument Date	Jun 12, 2019
Instrument	191402
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W 3RD ST, ALTA, IA 51002-1307

Tax Assessment & Valuation

The 2025 property tax bill for 207 W 3rd St was $2,072 with a homeowner's exemption, down 7.1% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,200 (+0.9%) Land $16,200 Building $136,000	$152,200 (+0.9%) Land $16,200 Building $136,000
2025	$2,072.00 (-7.09%) Homeowner's exemption	$150,840 Land $9,240 Building $141,600	$150,840 Land $9,240 Building $141,600
2024	$2,230.00
2023		$150,840 (+31.29%) Land $9,240 Building $141,600	$150,840 Land $9,240 Building $141,600
2022	$1,834.00 Homeowner's exemption	$114,890 Land $9,240 Building $105,650
2021			$114,890 Land $9,240 Building $105,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 207 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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