Lafayette County property record for 309 W 3rd St, Alma, MO 64001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,364 sqft · built 1967 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,709 (Dec 2021) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-8.0-28-1-000-037.000 |
| Primary APN | 07-8.0-28-1-000-037.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Basement Area | 1,364 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 190 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 309 W 3RD ST |
|---|---|
| City | ALMA |
| State | MO |
| Zip | 64001-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 9 ORIGINAL TOWN ALMA; 753-285, 804-32, 1004-1002, 1054-470, 2010DR1997, 2014DR2226, 2021DR6690 |
| Legal Range | 24 |
| Legal Township | 50 |
| Legal Section | 28 |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 90401 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10658 ROCKY BRANCH TRL, HIGGINSVILLE, MO 64037-9319 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 20216690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 309 W 3RD ST, ALMA, MO 64001-6908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021DR6691 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021DR6691 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Alma City |
| County | Lafayette County |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 (+12.52%) | $19,407 (+14%) | $102,140 (+14%) Land $8,200 Building $93,940 |
| 2024 | $1,342.00 | ||
| 2023 | $17,023 | $89,593 Land $7,193 Building $82,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALMA PWS serves 500 people · EPA ID MO1010009 |
|---|---|
| Water Source | Purchased surface water from LAF JO SALINE COUNTY CONS PWSD 2 |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Alma Telephone Company Fiber | 250 / 80 |
| Green Hills Technologies Cable | 250 / 20 |
May also be available: Wisper ISP, Xfinity.
5G (outdoors only) and 4G LTE
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