208 W 3rd St, Alma, MO 64001 Property Records

Lafayette County property record for 208 W 3rd St, Alma, MO 64001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,228 sqft · built 1964
Lot Size	0.312 acres (13,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,208 (Dec 2024)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-8.0-28-1-000-047.000`

Property Details

APN / Parcel Number

Primary APN	`07-8.0-28-1-000-047.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,228 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	13,599 sqft (0.312 acres)
Lot Dimensions	160 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	208 W 3RD ST
City	ALMA
State	MO
Zip	64001-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 1 & 3 & ALL LOT 2 BLK 5 ORIGINAL TOWN ALMA; 594-125, 1121-1029, 2014DR3294, 2024DR4527
Legal Range	24
Legal Township	50
Legal Section	28
Legal Subdivision	TOWN ALMA
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2030
Census Tract	90401

Owner

Source: Lafayette County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 W 29TH ST, HIGGINSVILLE, MO 64037-1818
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 31, 2025	Deed of Trust, Mortgage · Cash (No Mortgage) NEW AMERICAN FUNDING
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 9, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MARSHALL
Sep 8, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Deed Document Number	20244527
Last Transfer Date	May 1, 2026
Transfer Doc	0000001773
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 12, 2026
Property Address	208 W 3RD ST, ALMA, MO 64001-6916
Document Number	0000003302
Instrument Date	Aug 12, 2026
Instrument	20263302
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 W 29TH ST, HIGGINSVILLE, MO 64037-1818

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 12, 2026
Property Address	208 W 3RD ST, ALMA, MO 64001-6916
Document Number	0000003301
Instrument Date	Aug 4, 2026
Instrument	20263301
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	208 W 3RD ST, ALMA, MO 64001-6916

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	208 W 3RD ST, ALMA, MO 64001-6916
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025DR5183
Date	Dec 31, 2025
Instrument	2025DR5183

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Cash (No Mortgage)
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.05%
Index	1-Year CMT

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 4, 2026
Property Address	208 W 3RD ST, ALMA, MO 64001-6916
Document Number	0000001773
Instrument Date	May 1, 2026
Instrument	20261773
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	208 W 3RD ST, ALMA, MO 64001-6916

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 9, 2024
Property Address	208 W 3RD ST, ALMA, MO 64001-6916
Document Number	2024DR4527
Map Reference	MB 3 PG 6
Instrument Date	Dec 6, 2024
Instrument	2024DR4527
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W 3RD ST, ALMA, MO 64001-6916
Investor	Possibly a Property Investor

Mortgage

Document Number	2024DR4538
Date	Dec 9, 2024
Instrument	2024DR4538

Lender

Name	COMMUNITY BANK OF MARSHALL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	1-Year CMT

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 8, 2014
Property Address	208 W 3RD ST, ALMA, MO 64001-6916
Document Number	2014DR3294
Instrument Date	Sep 5, 2014
Instrument	2014DR3294
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W 3RD ST, ALMA, MO 64001-6916

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Alma City
County	Lafayette County
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 (+1.35%)	$15,031 (+14%)	$79,110 (+14%) Land $10,380 Building $68,730
2024	$1,039.00
2023		$13,185	$69,394 Land $9,104 Building $60,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALMA PWS serves 500 people · EPA ID MO1010009
Water Source	Purchased surface water from LAF JO SALINE COUNTY CONS PWSD 2
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Alma Telephone Company Fiber	250 / 80
Green Hills Technologies Cable	250 / 20

May also be available: Wisper ISP, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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