Lafayette County property record for 308 W 3rd St, Alma, MO 64001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,312 sqft · built 1915 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,400 (Aug 2015) |
| Tax Bill | $792 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-8.0-28-1-000-041.000 |
| Primary APN | 07-8.0-28-1-000-041.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Basement Area | 1,312 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 49 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 308 W 3RD ST |
|---|---|
| City | ALMA |
| State | MO |
| Zip | 64001-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 17 & 18 BLK 4 ORIGINAL TOWN ALMA; 777-495, 821-568, 821-569, 821- 570, 2015DR3069 |
| Legal Range | 24 |
| Legal Township | 50 |
| Legal Section | 28 |
| Legal Subdivision | TOWN ALMA |
| Legal Block | 4 |
| Legal Lot Number | 17-18 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 90401 |
Source: Lafayette County assessment roll, as of October 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 50, ALMA, MO 64001-0050 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on Record |
| Deed Sale | Aug 21, 2015 · Amount on Record |
| Deed Document Number | 20155DR3069 |
| Deed Book / Page | 2015 / 3069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 308 W 3RD ST, ALMA, MO 64001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020DR4197 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020DR4197 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Sep 20, 2027 |
| Index | 1-Year CMT |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Alma City |
| County | Lafayette County |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $792.00 | $10,174 (+13.99%) | $53,550 (+14%) Land $9,160 Building $44,390 |
| 2023 | $8,925 | $46,972 Land $8,032 Building $38,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALMA PWS serves 500 people · EPA ID MO1010009 |
|---|---|
| Water Source | Purchased surface water from LAF JO SALINE COUNTY CONS PWSD 2 |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Alma Communications Company Fiber | 250 / 80 |
| Green Hills Telephone Cable | 250 / 20 |
May also be available: Wisper ISP.
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