309 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 309 Universal Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Jun 2017)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A850001050`

Property Details

APN / Parcel Number

Primary APN	`A850001050`
Alternative APN	`3-0153-5731-00-0808.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001050
Street Address	309 UNIVERSAL DR
City	SAINT PETERS
State	MO
Zip	63376-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT HILLS #8 LOT 808
Legal Subdivision	CRESCENT HILLS #8
Legal Lot Number	808
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1002
Census Tract	311294

Owner

309 Universal Dr is owned and occupied by two individuals who bought it in June 2017.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jun 30, 2017	Warranty Deed, Transfer STIFEL BK&TR
Apr 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Document Number	2017401160
Deed Book / Page	6767 / 1540
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0067251233
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425

Mortgage

Document Number	0000004658
Date	Jan 24, 2022
Instrument	2022R-004658

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2017
Property Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number	0067671540
Book / Page	006767 / 001540
Instrument Date	Jun 28, 2017
Instrument	401160
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 UNIVERSAL DR ST PETERS MO 633764425, ST PETERS, MO 63376-4425

Mortgage

Document Number	67671542
Date	Jun 30, 2017
Book Page	006767/001542
Instrument	401170

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2017
Property Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number	0067251233
Book / Page	006725 / 001233
Instrument Date	Apr 5, 2017
Instrument	214150
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 MASON RIDGE DR ST CHARLES MO 633047288, ST CHARLES, MO 63304-7288

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2017
Property Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number	0067251231
Book / Page	006725 / 001231
Instrument Date	Mar 28, 2017
Instrument	214140
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 MASON RIDGE DR ST CHARLES MO 633047288, ST CHARLES, MO 63304-7288

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2017
Property Address	309 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number	0067251226
Book / Page	006725 / 001226
Instrument Date	Mar 28, 2017
Instrument	214130
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	396 MASON RIDGE DR ST CHARLES MO 633047288, ST CHARLES, MO 63304-7288

Tax Assessment & Valuation

The 2025 property tax bill for 309 Universal Dr was $3,926, down 5.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,731 (-)	$303,849 (-) Land $50,000 Building $253,849
2025	$3,926.00 (-5.1%)	$57,731	$303,849 Land $50,000 Building $253,849
2024	$4,137.00
2023		$59,270
2022			$311,946 Land $50,000 Building $261,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Universal Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Universal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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