302 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 302 Universal Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1984
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2017)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A850001054`

Property Details

APN / Parcel Number

Primary APN	`A850001054`
Alternative APN	`3-0153-5731-00-0812.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	3,321 sqft
1st Floor Area	1,419 sqft
Basement Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001054
Street Address	302 UNIVERSAL DR
City	SAINT PETERS
State	MO
Zip	63376-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT HILLS #8 LOT 812
Legal Subdivision	CRESCENT HILLS #8
Legal Lot Number	812
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1002
Census Tract	311294

Owner

302 Universal Dr is owned and occupied by an individual who acquired it in July 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 27, 2022	Intrafamily Transfer, Transfer
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2017	Warranty Deed, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Deed Document Number	2017627580
Deed Book / Page	6818 / 2444
Last Transfer Date	Jul 26, 2022
Transfer Doc	0000041687
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425

Mortgage

Document Number	0000016758
Date	May 2, 2024
Instrument	2024R-016758

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2022
Property Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number	0000041687
Map Reference	MB 23 PG 122
Instrument Date	Jul 26, 2022
Instrument	2022R-041687
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 UNIVERSAL DR, 302, SAINT PETERS, MO 63376-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425

Mortgage

Document Number	2021R010889
Date	Feb 4, 2021
Instrument	2021R-010889

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2017
Property Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number	0068182444
Book / Page	6818 / 2444
Map Reference	MB 23 PG 122
Instrument Date	Sep 29, 2017
Instrument	20171005000627580
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 UNIVERSAL DR, SAINT PETERS, MO 63376-4425

Mortgage

Document Number	20171005000627590
Date	Oct 5, 2017
Instrument	20171005000627590

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 302 Universal Dr was $3,570.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,449 (-)	$276,048 (-) Land $50,000 Building $226,048
2025	$3,570.00	$52,449	$276,048 Land $50,000 Building $226,048
2023		$52,479
2022			$276,203 Land $50,000 Building $226,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Universal Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Universal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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