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304 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 304 Universal Dr, Saint Peters, MO 63376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1985
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$292,500 (May 2023)
Tax Bill$3,875 (2025)
Deeds & MortgagesMay 2023 Sale
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA850001053

Property Details

APN / Parcel Number

Primary APNA850001053
Alternative APN
  • 3-0153-5731-00-0811.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area3,696 sqft
1st Floor Area1,612 sqft
Basement Area1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850001053
Street Address304 UNIVERSAL DR
CitySAINT PETERS
StateMO
Zip63376-4425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRESCENT HILLS #8 LOT 811
Legal SubdivisionCRESCENT HILLS #8
Legal Lot Number811
JurisdictionST CHARLES MO
Township / Civil DivisionSPENCER CREEK
Census Block Group1
Census Block1002
Census Tract311294

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address304 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Affidavit, Transfer
May 17, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2023 · Amount on File
Deed SaleMay 17, 2023 · Amount on File
Prior SaleOct 1, 2007 · Amount on File
Deed Document Number202318770
Prior Transfer DateMay 11, 2023
Prior Transfer Doc0000018769
Record UpdatedOct 29, 2026

May 2023: Affidavit, Transfer

Document TypeAffidavit
JurisdictionST CHARLES MO
Recording DateMay 17, 2023
Property Address304 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number0000018762
Map ReferenceMB 23 PG 122
Instrument DateMay 16, 2023
Instrument2023R-018762
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 PONTMAIN DR, HAZELWOOD, MO 63042-1668

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 17, 2023
Property Address304 UNIVERSAL DR, SAINT PETERS, MO 63376-4425
Document Number0000018770
Map ReferenceMB 23 PG 122
Instrument DateMay 16, 2023
Instrument2023R-018770
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1541 PONTMAIN DR, HAZELWOOD, MO 63042-1668

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 UNIVERSAL DR, SAINT PETERS, MO 63376-4425

Mortgage

Document Number0000018771
DateMay 17, 2023
Instrument2023R-018771
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,975 (-)$299,868 (-) Land $50,000 Building $249,868
2025$3,875.00 (-4.7%)$56,975 (-2.19%)$299,868 (-2.19%) Land $50,000 Building $249,868
2024$4,066.00
2023$58,253
2022$306,596 Land $50,000 Building $256,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PETERS PWS
serves 52,575 people · EPA ID MO6010719
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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