Cleveland County property record for 309 Silver St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,140 sqft · built 1966 |
| Lot Size | 0.32 acres (13,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Sep 2022) |
| Tax Bill | $1,592 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1350752 |
| Primary APN | 1350752 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,140 sqft Finished Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 13,940 sqft (0.32 acres) |
| Lot Dimensions | 164 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 120 sqft |
| Storage Building | 84 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1350752 |
|---|---|
| Street Address | 309 SILVER ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | SILVER ST #11 PB10-26 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 950400 |
309 Silver St is owned and occupied by two individuals who bought it in September 2022.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 SILVER ST, KINGS MOUNTAIN, NC 28086-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Deed Document Number | 2022200078246 |
| Deed Book / Page | 1882 / 1133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 12, 2022 |
| Property Address | 309 SILVER ST, KINGS MOUNTAIN, NC 28086-3230 |
| Document Number | 0018821133 |
| Book / Page | 1882 / 1133 |
| Map Reference | MB 10 PG 26 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 200078246 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 PRINCETON DR, 800, KINGS MOUNTAIN, NC 28086-3836 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 SILVER ST, KINGS MOUNTAIN, NC 28086-3230 |
| Document Number | 0018821136 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 1882/1136 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2026 property tax bill for 309 Silver St was $1,592, up 2.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,592.00 (+2.78%) | $151,187 (-) Land $20,272 Building $130,915 | $151,187 (-) Land $20,272 Building $130,915 |
| 2025 | $1,549.00 | $151,187 Land $20,272 Building $130,915 | $151,187 Land $20,272 Building $130,915 |
| 2023 | $115,577 Land $17,191 Building $98,386 | $115,577 Land $17,191 Building $98,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Silver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Silver St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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