306 Silver St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 306 Silver St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,118 sqft · built 1965
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2021)
Tax Bill	$1,708 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1235848`

Property Details

APN / Parcel Number

Primary APN	`1235848`
Alternative APN	`8638`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,118 sqft Finished Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1235848
Street Address	306 SILVER ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8
Legal Description	#8 SILVER ST PB10-26
Legal Subdivision	J WILSON CRAWFORD PROPERTY
Legal Block	5
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5001
Census Tract	950400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 SILVER ST, KINGS MOUNTAIN, NC 28086-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	2021200051976
Deed Book / Page	1835 / 575
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	306 SILVER ST, KINGS MOUNTAIN, NC 28086-3230
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018892391
Date	Dec 28, 2022
Book Page	1889/2391
Instrument	200082323

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GASTONIA, NC 28053

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 9, 2021
Property Address	306 SILVER ST, KINGS MOUNTAIN, NC 28086-3230
Document Number	0018350575
Book / Page	1835 / 575
Map Reference	MB 10 PG 26
Instrument Date	Mar 9, 2021
Instrument	200051976
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 TOWNSEND AVE, 639, GASTONIA, NC 28052-6155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 SILVER ST, KINGS MOUNTAIN, NC 28086-3230

Mortgage

Document Number	1835578
Date	Mar 9, 2021
Instrument	1835/578

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,708.00 (+2.52%)	$162,627 (-) Land $19,080 Building $143,547	$162,627 (-) Land $19,080 Building $143,547
2025	$1,666.00	$162,627 (+52.73%) Land $19,080 Building $143,547	$162,627 (+52.73%) Land $19,080 Building $143,547
2023		$106,481 Land $16,179 Building $90,302	$106,481 Land $16,179 Building $90,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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