Cleveland County property record for 304 Silver St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,420 sqft · built 1965 |
| Lot Size | 0.282 acres (12,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,500 (Dec 2005) |
| Tax Bill | $1,810 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 73885 |
| Primary APN | 73885 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,420 sqft Finished Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 12,324 sqft (0.282 acres) |
| Lot Dimensions | 158 ft deep x 78 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 160 sqft |
| Storage Building | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 4493201 |
|---|---|
| Street Address | 304 SILVER ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | #7PB10-26J WILSON CRAWFRD |
| Legal Subdivision | J WILSON CRAWFORD |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 950400 |
304 Silver St is owned and occupied by an individual who acquired it in May 2011.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 SILVER ST, KINGS MOUNTAIN, NC 28086-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2005 · Amount on File |
| Deed Sale | Dec 28, 2005 · Amount on File |
| Deed Document Number | 200564979 |
| Deed Book / Page | 1473 / 1525 |
| Last Transfer Date | May 27, 2011 |
| Transfer Doc | 0016170663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 304 SILVER ST, KINGS MOUNTAIN, NC 28086-3230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018361435 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 1836/1435 |
| Instrument | 200052665 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 304 Silver St was $1,810, up 2.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,810.00 (+2.38%) | $172,548 (-) Land $18,076 Building $154,472 | $172,548 (-) Land $18,076 Building $154,472 |
| 2025 | $1,768.00 | $172,548 Land $18,076 Building $154,472 | $172,548 Land $18,076 Building $154,472 |
| 2023 | $125,889 Land $15,328 Building $110,561 | $125,889 Land $15,328 Building $110,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Silver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Silver St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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