309 S State St, Niles, MI 49120 Property Records

Berrien County property record for 309 S State St, Niles, MI 49120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1998
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2008)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-0990-0074-03-1`

Property Details

APN / Parcel Number

Primary APN	`74-0990-0074-03-1`
Alternative APN	`11-74-0990-0074-03-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	127 ft deep x 61 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 S STATE ST
City	NILES
State	MI
Zip	49120-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 12 J BROOKFIELD'S ADD TO CITY OF NILES EXC THE E 2'THEREOF ALSO EXC THE S 3'THEREOF
Legal Subdivision	J BROOKFIELDS ADD
Legal Block	12
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	4
Census Block	4004
Census Tract	20600

Owner

Source: Berrien County records · APN 74-0990-0074-03-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 S STATE ST, NILES, MI 49120-2864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2008 · Amount on Record
Deed Sale	Aug 12, 2008 · Amount on Record
Prior Sale	Oct 30, 2007 · Amount on Record
Deed Book / Page	2854 / 1878
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	02684/1358
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	309 S STATE ST, NILES, MI 49120-2864
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03279/3326
Date	Jun 25, 2020
Book Page	3279/3326

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2040

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,000 (-1.62%)	$158,000 (-1.62%)
2025	$1,370.00 (+2.39%) Homeowner's exemption	$80,300 (+15.87%)	$160,600 (+15.87%)
2024	$1,338.00 (+9.49%)
2023		$69,300	$138,600
2022	$1,222.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.