309 Old Ginn Rd, Commerce, GA 30529 Property Records

Jackson County property record for 309 Old Ginn Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1996
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 024`

Property Details

APN / Parcel Number

Primary APN	`048 024`
Alternative APN	`3421`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Heated Area
1st Floor Area	1,288 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Porch	Open Porch
Porch Area	156 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3421
Old Parcel Number	048 024
Street Address	309 OLD GINN RD
City	COMMERCE
State	GA
Zip	30529-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	TRACT 1 PLAT BOOK 39 PG 83
Legal Tract	1
Jurisdiction	JACKSON GA
Township / Civil Division	MAYSVILLE
Census Block Group	3
Census Block	3002
Census Tract	10200

Owner

Source: Jackson County records · APN 048 024

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 OLD GINN RD, COMMERCE, GA 30529-6039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 01, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	309 OLD GINN RD, COMMERCE, GA 30529-6039
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OLD GINN RD, COMMERCE, GA 30529-6039

Mortgage

Document Number	00100A0000000116
Date	Dec 20, 2021
Book Page	000000100A/0000000116

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	309 OLD GINN RD, COMMERCE, GA 30529-6039
Document Number	00088V0659
Instrument Date	Apr 01, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 OLD GINN RD COMMERCE GA 305296039, COMMERCE, GA 30529-6039

Mortgage

Document Number	00088V0659
Date	Apr 07, 2020
Book Page	00088V/000659

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 06, 2035

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (-3.7%) Homeowner's exemption	$66,680 (-) Land $14,400 Building $52,280	$166,700 (-) Land $36,000 Building $130,700
2024	$1,704.00 (+8.67%)	$66,680 (+11.65%) Land $14,400 Building $52,280	$166,700 (+11.65%) Land $36,000 Building $130,700
2023	$1,568.00 (+26.55%)	$59,720 (+40.06%) Land $14,400 Building $45,320	$149,300 (+40.06%) Land $36,000 Building $113,300
2022	$1,239.00	$42,640 Land $7,200 Building $35,440	$106,600 Land $18,000 Building $88,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: TruVista Communications.

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Ginn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures