239 Old Ginn Rd, Commerce, GA 30529 Property Records

Jackson County property record for 239 Old Ginn Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,941 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2010)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	May 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 031`

Property Details

APN / Parcel Number

Primary APN	`048 031`
Alternative APN	`3428`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,941 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	750 sqft

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	168 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3428
Street Address	239 OLD GINN RD
City	COMMERCE
State	GA
Zip	30529-6038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	TRACT 3 (2.00 ACRES) PLAT BK 39 PG 83
Legal Tract	3
Legal Block	39
Jurisdiction	JACKSON GA
Township / Civil Division	MAYSVILLE
Census Block Group	3
Census Block	3002
Census Tract	10200

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 OLD GINN RD, COMMERCE, GA 30529-6038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2010 · Amount on Record
Deed Sale	Mar 26, 2010 · Amount on Record
Deed Book / Page	57J / 150
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	May 29, 2026
Property Address	239 OLD GINN RD, COMMERCE, GA 30529-6038
Document Number	0120000294
Book / Page	120L / 294
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 OLD GINN RD, COMMERCE, GA 30529-6038

Mortgage

Document Number	0120000294,
Date	May 29, 2026
Book Page	120L/294

Lender

Name	PEACH STATE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 1, 2038

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,136 (-) Land $19,200 Building $72,936	$230,340 (-) Land $48,000 Building $182,340
2025	$2,285.00 (-1.04%) Homeowner's exemption	$92,136 (-) Land $19,200 Building $72,936	$230,340 (-) Land $48,000 Building $182,340
2024	$2,309.00 (+34.32%) Homeowner's exemption	$92,136 (+10.35%) Land $19,200 Building $72,936	$230,340 (+10.35%) Land $48,000 Building $182,340
2023	$1,719.00 (+1.84%) Homeowner's exemption	$83,496 (+39.4%) Land $19,200 Building $64,296	$208,740 (+39.4%) Land $48,000 Building $160,740
2022	$1,688.00 Homeowner's exemption	$59,896 Land $9,600 Building $50,296	$149,740 Land $24,000 Building $125,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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