265 Old Ginn Rd, Commerce, GA 30529 Property Records

Jackson County property record for 265 Old Ginn Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1996
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2023)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 023`

Property Details

APN / Parcel Number

Primary APN	`048 023`
Alternative APN	`3420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	96,703 sqft (2.22 acres)
Porch	Slab
Porch Area	156 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3420
Street Address	265 OLD GINN RD
City	COMMERCE
State	GA
Zip	30529-6038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	TRACT 2 HAWKS NEST SUBDIV
Legal Subdivision	HAWKS NEST
Legal Tract	2
Legal Lot Number	2
Jurisdiction	JACKSON GA
Township / Civil Division	MAYSVILLE
Census Block Group	3
Census Block	3002
Census Tract	10200

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 OLD GINN RD, COMMERCE, GA 30529-6038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 17, 2023	Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MORTGAGE
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI COLTEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2023188
Deed Book / Page	105D / 88
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	00079T0755
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	265 OLD GINN RD, COMMERCE, GA 30529-6038
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OLD GINN RD, COMMERCE, GA 30529-6038

Mortgage

Document Number	00102P0000000537
Date	Jun 2, 2022
Book Page	000000102P/0000000537

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 17, 2023
Property Address	265 OLD GINN RD, COMMERCE, GA 30529-6038
Document Number	00105D0088
Book / Page	105D / 88
Instrument Date	Jan 17, 2023
Instrument	2023-000188
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OLD GINN RD, COMMERCE, GA 30529-6038

Mortgage

Document Number	00105D0000000091
Date	Jan 18, 2023
Book Page	000000105D/0000000091

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	265 OLD GINN RD, COMMERCE, GA 30529-6038
Document Number	00089E0388
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OLD GINN RD COMMERCE GA 305296038, COMMERCE, GA 30529-6038

Mortgage

Document Number	00089E0388
Date	Apr 29, 2020
Book Page	00089E/000388

Lender

Name	COLTEN MTG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,360 (-) Land $21,280 Building $52,080	$183,400 (-) Land $53,200 Building $130,200
2025	$1,810.00 (-3.47%) Homeowner's exemption	$73,360 (-) Land $21,280 Building $52,080	$183,400 (-) Land $53,200 Building $130,200
2024	$1,875.00 (+47.52%)	$73,360 (+10.42%) Land $21,280 Building $52,080	$183,400 (+10.42%) Land $53,200 Building $130,200
2023	$1,271.00 (-0.94%) Homeowner's exemption	$66,440 (+44.56%) Land $21,280 Building $45,160	$166,100 (+44.56%) Land $53,200 Building $112,900
2022	$1,283.00 Homeowner's exemption	$45,960 Land $10,640 Building $35,320	$114,900 Land $26,600 Building $88,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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