309 Locust St, Washington, MO 63090 Property Records

Franklin County property record for 309 Locust St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,120 sqft · built 1913
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-006-219.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-006-219.000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Area	576 sqft
Patio Area	340 sqft

Location & Zoning

Street Address	309 LOCUST ST
City	WASHINGTON
State	MO
Zip	63090-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT3&PT4 O T OF WASHINGTON
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NE
Legal Subdivision	O T OF WASHINGTON
Legal Block	6
Legal Lot Number	3 4
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	800201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Locust Street Historic District listed 2000 · 123 contributing resources · NRIS 00001105

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1351 JEFFERSON ST, WASHINGTON, MO 63090-6441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF WASHINGTON
Aug 19, 2019	Deed of Trust, Mortgage UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021
Deed Sale	Aug 3, 2021
Prior Sale	Jul 10, 2012 · Amount on File
Deed Document Number	2114441
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 3, 2021
Property Address	309 LOCUST ST, WASHINGTON, MO 63090-2830
Document Number	0002114441
Map Reference	PB A PG 26
Instrument Date	Jul 28, 2021
Instrument	2114441
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 LOCUST ST, WASHINGTON, MO 63090-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	342 DIENER RD, WASHINGTON, MO 63090-3900

Mortgage

Document Number	0002114442
Date	Aug 3, 2021
Instrument	2114442

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	309 LOCUST ST, WASHINGTON, MO 63090-2830
Document Number	0000010942
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 LOCUST ST WASHINGTON MO 630902830, WASHINGTON, MO 63090-2830

Mortgage

Document Number	0000010942
Date	Aug 23, 2019
Instrument	10942

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+5.4%)	$66,494 (+7.28%)	$349,970 (+7.28%) Land $23,100 Building $326,870
2023	$3,518.00 (+5.58%)	$61,980	$326,210 Land $23,100 Building $303,110
2022	$3,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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