306 Locust St, Washington, MO 63090 Property Records

Franklin County property record for 306 Locust St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,088 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-006-221.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-006-221.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,356 sqft (0.1 acres)
Garage Area	400 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	306 LOCUST ST
City	WASHINGTON
State	MO
Zip	63090-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT1&PT2 O T OF WASHINGTON
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NE
Legal Subdivision	O T OF WASHINGTON
Legal Block	6
Legal Lot Number	1 2
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1018
Census Tract	800201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Locust Street Historic District listed 2000 · 123 contributing resources · NRIS 00001105

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	306 LOCUST ST, WASHINGTON, MO 63090-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF WASHINGTON
Apr 2, 2020	Deed of Trust, Mortgage BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021
Deed Sale	Mar 5, 2021
Prior Sale	Jun 15, 2012
Deed Document Number	2104186
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 5, 2021
Property Address	306 LOCUST ST, WASHINGTON, MO 63090-2831
Document Number	0002104186
Instrument Date	Mar 4, 2021
Instrument	2104186
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 LOCUST ST, 306, WASHINGTON, MO 63090-2831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 LOCUST ST, WASHINGTON, MO 63090-2831
Investor	Possibly a Property Investor

Mortgage

Document Number	0002104187
Date	Mar 5, 2021
Instrument	2104187

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	306 LOCUST ST, WASHINGTON, MO 63090-2831
Document Number	0000004888
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 LOCUST ST WASHINGTON MO 630902831, WASHINGTON, MO 63090-2831

Mortgage

Document Number	0000004888
Date	Apr 8, 2020
Instrument	4888

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 7, 2040

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,595.00 (+11.69%)	$28,601 (+13.67%)	$150,530 (+13.67%) Land $16,450 Building $134,080
2023	$1,428.00 (-1.86%)	$25,162	$132,430 Land $16,450 Building $115,980
2022	$1,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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