Okaloosa County property record for 309 Lan Rob Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,275 sqft · built 1992 |
| Lot Size | 0.171 acres (7,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,000 (May 2022) |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-2511-4 |
| Primary APN | C56-000-590-2511-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Heated Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 2,035 sqft |
| Upper Floors Area | 240 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,483 sqft (0.171 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 205 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 309 LAN ROB LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE WOOD MANOR LOT 7 BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | RIDGE WOOD MANOR |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 23306 |
309 Lan Rob Ln is owned by an individual who bought it in May 2022.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 393 GREEN ST NW, GAINESVILLE, GA 30501-3370 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP |
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC |
| Jul 8, 2019 | Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on File |
| Deed Sale | May 4, 2022 · Amount on File |
| Prior Sale | Jul 8, 2019 · Amount on File |
| Deed Document Number | 3547674 |
| Deed Book / Page | 3620 / 879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 309 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1024 HARWELL CROSSING, GAINESVILLE, GA 30501-2868 |
| Document Number | 0036474402 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 3647/4402 |
| Instrument | 3585951 |
| Name | UNITED MUTUAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRANDON, FL 33511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 309 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 309 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Number | 0035332839 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 3533/2839 |
| Instrument | 3439598 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 309 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0034544413 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 3454/4413 |
| Instrument | 3350357 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 8, 2019 |
| Property Address | 309 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Number | 0034073643 |
| Book / Page | 3407 / 3643 |
| Map Reference | MB 12 PG 69 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 3289592 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,094.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2132 PARTRIDGE BERRY RD, 2132, HOOVER, AL 35244-1115 |
| Name | Verified Name |
|---|---|
| Address | 309 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Number | 0034073645 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 3407-3645 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 309 Lan Rob Ln was $5,905.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,905.00 | $498,598 Land $118,750 Building $379,848 | $498,598 Land $118,750 Building $379,848 |
| 2023 | $5,921.00 (+57.18%) | $495,720 (+41.22%) Land $107,748 Building $387,972 | $495,720 (+6.81%) Land $107,748 Building $387,972 |
| 2022 | $3,767.00 Homeowner's exemption | $351,031 | $464,133 Land $97,953 Building $366,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Lan Rob Ln in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Lan Rob Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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