Okaloosa County property record for 305 Lan Rob Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 1992 |
| Lot Size | 0.176 acres (7,685 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Nov 2009) |
| Tax Bill | $1,936 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-2509-8 |
| Primary APN | C56-000-590-2509-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,303 sqft |
| 1st Floor Area | 1,609 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,685 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 305 LAN ROB LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE WOOD MANOR LOT 5 BLK B |
| Legal Subdivision | RIDGE WOOD MANOR |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 LAN ROB LN, DESTIN, FL 32541-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 31, 2025 | Intrafamily Transfer, Transfer |
| Sep 21, 2020 | Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2009 · Amount on Record |
| Deed Sale | Nov 19, 2009 · Amount on Record |
| Prior Sale | Nov 27, 2002 · Amount on Record |
| Deed Document Number | 20092601670 |
| Deed Book / Page | 2913 / 4163 |
| Prior Transfer Date | Oct 30, 2002 |
| Prior Transfer Doc | 0001971495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 305 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Number | 0003791146 |
| Map Reference | MB 12 PG 69 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 3791146 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 LAN ROB LN, DESTIN, FL 32541-2251 |
| Name | Verified Name |
|---|---|
| Address | 305 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 305 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMER LENDERS ADVANTAGE |
| Name | Verified Name |
|---|---|
| Address | 305 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Number | 0034921514 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 3492/1514 |
| Instrument | 3391385 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 32556 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,936.00 (+6.26%) Homeowner's exemption | $202,517 (+5.99%) | $389,646 (+3.13%) Land $118,750 Building $270,896 |
| 2023 | $1,822.00 (+2.82%) Homeowner's exemption | $191,078 (+3%) | $377,804 (+7.48%) Land $107,748 Building $270,056 |
| 2022 | $1,772.00 Homeowner's exemption | $185,513 | $351,497 Land $97,953 Building $253,544 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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