Okaloosa County property record for 307 Lan Rob Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,409 sqft · built 1992 |
| Lot Size | 0.292 acres (12,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,000 (Mar 2015) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-2510-6 |
| Primary APN | C56-000-590-2510-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,409 sqft Heated Area |
| Gross Area | 3,361 sqft |
| 1st Floor Area | 2,093 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,734 sqft (0.292 acres) |
| Garage Type | Finished |
| Garage Area | 520 sqft |
| Porch | Open Porch |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 307 LAN ROB LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE WOOD MANOR LOT 6 BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | RIDGE WOOD MANOR |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 LAN ROB LN, DESTIN, FL 32541-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2015 · Amount on Record |
| Deed Sale | Mar 10, 2015 · Amount on Record |
| Prior Sale | Jun 17, 2014 · Amount on Record |
| Deed Document Number | 2982778 |
| Deed Book / Page | 3187 / 2588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 307 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 307 LAN ROB LN, DESTIN, FL 32541-2251 |
| Document Number | 0035300856 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 3530/856 |
| Instrument | 3435443 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 307 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034172529 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 3417/2529 |
| Instrument | 3302857 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 307 LAN ROB LN, DESTIN, FL 32541-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034380301 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 3438/0301 |
| Instrument | 3329602 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MARYSVILLE, OH 43040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Apr 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 (+5.64%) Homeowner's exemption | $380,871 (+5.99%) | $559,976 (+1.07%) Land $142,500 Building $417,476 |
| 2023 | $3,832.00 (+2.43%) Homeowner's exemption | $359,356 (+3%) | $554,057 (+6.98%) Land $129,298 Building $424,759 |
| 2022 | $3,741.00 Homeowner's exemption | $348,889 | $517,883 Land $117,543 Building $400,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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