309 Irma Dr, Chardon, OH 44024 Property Records

Geauga County property record for 309 Irma Dr, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,059 sqft · built 1958
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$127,000 (Oct 2016)
Tax Bill$2,685 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-058300

Property Details

APN / Parcel Number

Primary APN10-058300
Alternative APN
  • 005034-6

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,059 sqft Living Area
1st Floor Area1,059 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number005034-6
Street Address309 IRMA DR
CityCHARDON
StateOH
Zip44024-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionS/L 11 CHARDON PARK ESTATES #1
Legal SubdivisionCHARDON
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group1
Census Block1010
Census Tract312201

Owner

Source: Geauga County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address309 IRMA DR, CHARDON, OH 44024-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
May 12, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2016 · Amount on Record
Deed SaleOct 28, 2016 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Document Number2016912907
Deed Book / Page2020 / 3378
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Recording DateAug 21, 2026
Property Address309 IRMA DR, CHARDON, OH 44024-1423
Document Number0001050759
Book / Page2227 / 2213
Instrument DateAug 16, 2026
Instrument20261050759
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 IRMA DR, CHARDON, OH 44024-1423

Mortgage

Document Number0001050759,
DateAug 21, 2026
Book Page2227/2213
Instrument20261050759
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateMay 12, 2021
Property Address309 IRMA DR, CHARDON, OH 44024-1423
Document Number0021241586
Book / Page2124 / 1586
Map ReferenceVOL 7 PG 6
Instrument DateApr 24, 2021
Instrument202100982687
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyCLEVELAND HOME TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 IRMA DR, CHARDON, OH 44024-1423

Mortgage

Document Number202100982688
DateMay 12, 2021
Instrument202100982688
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,685.00 (-0.15%)$54,290 (-) Land $13,130 Building $41,160
2024$2,689.00 (+4.18%) Homeowner's exemption$54,290 (-) Land $13,130 Building $41,160
2023$2,581.00 (-4.51%) Homeowner's exemption$54,290 (+15.49%) Land $13,130 Building $41,160$155,100 (+15.49%) Land $37,500 Building $117,600
2022$47,010 Land $10,500 Building $36,510
2021$2,703.00
2020$134,300 Land $30,000 Building $104,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARDON CITY PWS
serves 5,247 people · EPA ID OH2800412
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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