312 Irma Dr, Chardon, OH 44024 Property Records

Geauga County property record for 312 Irma Dr, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,059 sqft · built 1958
Lot Size0.273 acres (11,892 sqft)
OwnerIndividual Name on File
Tax Bill$2,782 (2025)
Deeds & MortgagesApr 2017 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN10-019950

Property Details

APN / Parcel Number

Primary APN10-019950
Alternative APN
  • 004970-3

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,059 sqft Living Area
1st Floor Area1,059 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,892 sqft (0.273 acres)
Garage TypeDetached
Garage Area770 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number004970-3
Street Address312 IRMA DR
CityCHARDON
StateOH
Zip44024-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionS/L 71 CHARDON PARK ESTATES #1
Legal SubdivisionCHARDON
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group1
Census Block1011
Census Tract312201

Owner

312 Irma Dr is owned by an individual who acquired it in January 1990.

Source: Geauga County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address381 DIVOT DR, WILLOWICK, OH 44095-4705
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MTG
Mar 7, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address312 IRMA DR, CHARDON, OH 44024-1424
Document Number0020310570
Book / Page002031 / 000570
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 IRMA DR CHARDON OH 440241424, CHARDON, OH 44024-1424

Mortgage

Document Number0020310570
DateApr 28, 2017
Book Page002031/000570
Instrument920397
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 27, 2032

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGEAUGA OH
Recording DateMar 7, 2017
Property Address312 IRMA DR, CHARDON, OH 44024-1424
Document Number0020280826
Book / Page002028 / 000826
Instrument DateMar 1, 2017
Instrument918256
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$95.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 IRMA DR CHARDON OH 440241424, CHARDON, OH 44024-1424

Tax Assessment & Valuation

The 2025 property tax bill for 312 Irma Dr was $2,782, down 0.1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,782.00 (-0.11%)$55,060 (-) Land $13,130 Building $41,930
2024$2,785.00 (+6.42%)$55,060 (-) Land $13,130 Building $41,930
2023$2,617.00 Homeowner's exemption$55,060 (+19.9%) Land $13,130 Building $41,930$157,300 Land $37,500 Building $119,800
2022$45,920 Land $10,500 Building $35,420
2021$2,640.00
2020$131,200 Land $30,000 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Irma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Irma Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARDON CITY PWS
serves 5,247 people · EPA ID OH2800412
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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